PT Bank SMBC Indonesia Tbk (ISX:BTPN) Altman Z-Score


ISX:BTPN PT Bank SMBC Indonesia Tbk ISX:BTPN
50 GF Score
Price Rp2,120.00
GF Value Rp2,361.49
Valuation Modestly Undervalued
! 5 Warning Signs
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What is PT Bank SMBC Indonesia Tbk Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

ISX:BTPN
50GF Score
PT Bank SMBC Indonesia Tbk ISX:BTPN
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank SMBC Indonesia Tbk (ISX:BTPN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk stock appears to be undervalued. The current stock price of Rp2,120.00 is trading 10.2% below its estimated GF Value™ of Rp2,361.49. GuruFocus considers PT Bank SMBC Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BTPN:

  • Altman Z-Score:
  • GF Value™: Rp2,361.49 vs. price of Rp2,120.00 (10.2% below fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the ISX:BTPN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank SMBC Indonesia Tbk Business Description

Address Jalan Dr. Ide Anak Agung Gde Agung, Menara SMBC, CBD Mega Kuningan Lantai 29, Kavling 5.5 - 5.6, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank SMBC Indonesia Tbk is a foreign exchange bank. It offers products and services such as green financing, products and services for retired customers, for micro, small, and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services through Sinaya, as well as digital banking services for digital-savvy communities through Jenius. The company's segment includes: Retail, MSME, Funding and Treasury, Corporate, Sharia, and Financing. The company generates the majority of its revenue from Retail segment.
50GF Score

Get the complete analysis for ISX:BTPN

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp2,120.00
Price
Rp2,361.49
GF Value