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PT Bank SMBC Indonesia Tbk (ISX:BTPN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PT Bank SMBC Indonesia Tbk 5-Year Yield-on-Cost % Related Terms
PT Bank SMBC Indonesia Tbk 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, PT Bank SMBC Indonesia Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank SMBC Indonesia Tbk 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank SMBC Indonesia Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PT Bank SMBC Indonesia Tbk's 5-Year Yield-on-Cost % falls into.
PT Bank SMBC Indonesia Tbk 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PT Bank SMBC Indonesia Tbk (ISX:BTPN) has a 5-Year Yield-on-Cost % of 0.43 as of Jul. 30, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank SMBC Indonesia Tbk and its competitors. This is 84% below median its historical median of 2.72. Over the past decade, PT Bank SMBC Indonesia Tbk's 5-Year Yield-on-Cost % has ranged from 0.42 to 5.33. According to the industry distribution chart, PT Bank SMBC Indonesia Tbk ranks #1211 out of 1251 companies in the Banks industry, placing it in the top 96.8%.
Is PT Bank SMBC Indonesia Tbk's 5-Year Yield-on-Cost % too high?
PT Bank SMBC Indonesia Tbk's current 5-Year Yield-on-Cost % of 0.43 is 84% below median its 10-year median of 2.72. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 5.33. The Banks industry median 5-Year Yield-on-Cost % is 3.84. PT Bank SMBC Indonesia Tbk's value of 0.43 is 88.8% below this industry median. Based on the distribution chart, PT Bank SMBC Indonesia Tbk ranks #1211 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank SMBC Indonesia Tbk has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank SMBC Indonesia Tbk's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, PT Bank SMBC Indonesia Tbk ranks #1211 out of 1251 companies for 5-Year Yield-on-Cost %. This places PT Bank SMBC Indonesia Tbk in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. PT Bank SMBC Indonesia Tbk's value of 0.43 is 88.8% below this benchmark. Historically, PT Bank SMBC Indonesia Tbk's own 5-Year Yield-on-Cost % has ranged from 0.42 to 5.33 over the past decade. While the company's 10-year median is 2.72 vs. the industry median of 3.84, PT Bank SMBC Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank SMBC Indonesia Tbk's current 5-Year Yield-on-Cost % of 0.43 is 88.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank SMBC Indonesia Tbk and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank SMBC Indonesia Tbk's current 5-Year Yield-on-Cost % is 0.43, which is 84% below median its own 10-year median of 2.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank SMBC Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk (ISX:BTPN) is currently considered Fairly Valued. The stock's GF Value™ is Rp2,364.91, compared to a current price of Rp2,150.00 — trading 9.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.43, which is 84% below median its 10-year median of 2.72 and 88.8% below the Banks industry median of 3.84. PT Bank SMBC Indonesia Tbk's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT Bank SMBC Indonesia Tbk (ISX:BTPN), the current 5-Year Yield-on-Cost % is 0.43 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank SMBC Indonesia Tbk (ISX:BTPN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp2,150.00 is trading 9.1% below its estimated GF Value™ of Rp2,364.91.
GuruFocus considers PT Bank SMBC Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:BTPN:
5-Year Yield-on-Cost %: 0.43 (84% below median its 10-year median of 2.72)
GF Value™: Rp2,364.91 vs. price of Rp2,150.00 (9.1% below fair value)
Industry Position: 88.8% below the Banks median (#1211 of 1251)
No single metric tells the full story. See the ISX:BTPN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank SMBC Indonesia Tbk is a foreign exchange bank. It offers products and services such as green financing, products and services for retired customers, for micro, small, and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services through Sinaya, as well as digital banking services for digital-savvy communities through Jenius. The company's segment includes: Retail, MSME, Funding and Treasury, Corporate, Sharia, and Financing. The company generates the majority of its revenue from Retail segment.
47GF Score
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