PT Bank SMBC Indonesia Tbk (ISX:BTPN) Altman Z2-Score


ISX:BTPN PT Bank SMBC Indonesia Tbk ISX:BTPN
50 GF Score
Price Rp2,140.00
GF Value Rp2,361.61
Valuation Fairly Valued
! 5 Warning Signs
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What is PT Bank SMBC Indonesia Tbk Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

ISX:BTPN
50GF Score
PT Bank SMBC Indonesia Tbk ISX:BTPN
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank SMBC Indonesia Tbk (ISX:BTPN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk stock appears to be undervalued. The current stock price of Rp2,140.00 is trading 9.4% below its estimated GF Value™ of Rp2,361.61. GuruFocus considers PT Bank SMBC Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:BTPN:

  • Altman Z2-Score:
  • GF Value™: Rp2,361.61 vs. price of Rp2,140.00 (9.4% below fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the ISX:BTPN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank SMBC Indonesia Tbk Business Description

Address Jalan Dr. Ide Anak Agung Gde Agung, Menara SMBC, CBD Mega Kuningan Lantai 29, Kavling 5.5 - 5.6, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank SMBC Indonesia Tbk is a foreign exchange bank. It offers products and services such as green financing, products and services for retired customers, for micro, small, and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services through Sinaya, as well as digital banking services for digital-savvy communities through Jenius. The company's segment includes: Retail, MSME, Funding and Treasury, Corporate, Sharia, and Financing. The company generates the majority of its revenue from Retail segment.
50GF Score

Get the complete analysis for ISX:BTPN

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp2,140.00
Price
Rp2,361.61
GF Value