Fiserv (LTS:0IP9) EV-to-OCF: 9.55 (As of Aug. 10, 2026) — 57% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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LTS:0IP9 Fiserv Inc LTS:0IP9
78 GF Score
Price $51.81
GF Value $175.30
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Fiserv EV-to-OCF?

Fiserv LTS:0IP9 -2.92% 78 EV-to-OCF is 9.55 as of Aug. 10, 2026, which is 57% below its 10-year median of 22.44. GuruFocus rates LTS:0IP9 with a GF Score™ of 78/100 and a GF Value™ of $175.30 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,873 Software companies, Fiserv ranks worse than 58.68% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Fiserv's Enterprise Value is $55,665 Mil. Fiserv's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $5,831 Mil. Therefore, Fiserv's EV-to-OCF for today is 9.55.

The historical rank and industry rank for Fiserv's EV-to-OCF or its related term are showing as below:

LTS:0IP9' s EV-to-OCF Range Over the Past 10 Years
Min: 9.08   Med: 22.44   Max: 42.29
Current: 9.55

During the past 13 years, the highest EV-to-OCF of Fiserv was 42.29. The lowest was 9.08. And the median was 22.44.

LTS:0IP9's EV-to-OCF is ranked worse than
58.68% of 2873 companies
in the Software industry
Industry Median: 6.91 vs LTS:0IP9: 9.55

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-10), Fiserv's stock price is $51.81. Fiserv's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $5.210. Therefore, Fiserv's PE Ratio (TTM) for today is 9.94.


Fiserv  (LTS:0IP9) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Fiserv's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=51.81/5.210
=9.94

Fiserv's share price for today is $51.81.
Fiserv's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.210.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Fiserv EV-to-OCF Related Terms


Fiserv EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Fiserv's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fiserv EV-to-OCF Chart

Fiserv Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.03 18.44 19.71 21.14 10.59

Fiserv Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.24 15.57 10.59 9.77 9.26

LTS:0IP9 vs CTSH, FIS, BR: EV-to-OCF Comparison

For the Information Technology Services subindustry, Fiserv's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fiserv EV-to-OCF vs Software Industry

For the Software industry and Technology sector, Fiserv's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Fiserv's EV-to-OCF falls into.


LTS:0IP9
78GF Score
Fiserv Inc LTS:0IP9
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fiserv EV-to-OCF Calculation

Fiserv's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=55664.941/5831
=9.55

Fiserv's current Enterprise Value is $55,665 Mil.
Fiserv's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5,831 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 9.55 mean?
Fiserv (LTS:0IP9) has a EV-to-OCF of 9.55 as of Aug. 10, 2026. This is 57% below median its historical median of 22.44. Over the past decade, Fiserv's EV-to-OCF has ranged from 9.08 to 42.29. According to the industry distribution chart, Fiserv ranks #1686 out of 2873 companies in the Software industry, placing it in the top 58.7%.
Is Fiserv's EV-to-OCF too high?
Fiserv's current EV-to-OCF of 9.55 is 57% below median its 10-year median of 22.44. Over the past 10 years, this metric has ranged from a low of 9.08 to a high of 42.29. The Software industry median EV-to-OCF is 6.91. Fiserv's value of 9.55 is 38.2% above this industry median. Based on the distribution chart, Fiserv ranks #1686 out of 2873 companies in the Software industry, which is below the industry midpoint. Overall, Fiserv has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fiserv's EV-to-OCF compare to CTSH and FIS?
According to the Software industry distribution chart, Fiserv ranks #1686 out of 2873 companies for EV-to-OCF. This places Fiserv in the lower half of its industry. The industry median EV-to-OCF is 6.91. Fiserv's value of 9.55 is 38.2% above this benchmark. Historically, Fiserv's own EV-to-OCF has ranged from 9.08 to 42.29 over the past decade. While the company's 10-year median is 22.44 vs. the industry median of 6.91, Fiserv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.91, based on 2,873 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fiserv's current EV-to-OCF of 9.55 is 38.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fiserv's current EV-to-OCF is 9.55, which is 57% below median its own 10-year median of 22.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiserv stock overvalued right now?
Based on GuruFocus' analysis, Fiserv (LTS:0IP9) is currently considered Possible Value Trap. The stock's GF Value™ is $175.30, compared to a current price of $51.81 — trading 70.4% below its estimated fair value. The current EV-to-OCF is 9.55, which is 57% below median its 10-year median of 22.44 and 38.2% above the Software industry median of 6.91. Fiserv's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Fiserv (LTS:0IP9), the current EV-to-OCF is 9.55 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fiserv (LTS:0IP9) Overvalued in 2026?

Based on GuruFocus' analysis, Fiserv stock appears to be undervalued. The current stock price of $51.81 is trading 70.4% below its estimated GF Value™ of $175.30. GuruFocus considers Fiserv to be Possible Value Trap.

Key valuation signals for LTS:0IP9:

  • EV-to-OCF: 9.55 (57% below median its 10-year median of 22.44)
  • GF Value™: $175.30 vs. price of $51.81 (70.4% below fair value)
  • GF Score™: 78/100 with 6 warning signs
  • Industry Position: 38.2% above the Software median (#1686 of 2873)

No single metric tells the full story. See the LTS:0IP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fiserv Business Description

Address 600 N. Vel R. Phillips Avenue, Milwaukee, WI, USA, 53203
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
78GF Score

Get the complete analysis for LTS:0IP9

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.81
Price
$175.30
GF Value