Fiserv (LTS:0IP9) Shiller PE Ratio: 12.58 (As of Sep. 17, 2026) — 75% Below Median

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LTS:0IP9 Fiserv Inc LTS:0IP9
68 GF Score
Price $49.95
GF Value $172.51
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Fiserv Shiller PE Ratio?

Fiserv LTS:0IP9 -2.19% 68 Shiller PE Ratio is 12.58 as of Sep. 17, 2026, which is 75% below its 10-year median of 49.34. GuruFocus rates LTS:0IP9 with a GF Score™ of 68/100 and a GF Value™ of $172.51 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,033 Software companies, Fiserv ranks better than 81.9% on this metric.

As of today (2026-09-17), Fiserv's current share price is $49.95. Fiserv's E10 for the quarter that ended in Jun. 2026 was $3.97. Fiserv's Shiller PE Ratio for today is 12.58.

The historical rank and industry rank for Fiserv's Shiller PE Ratio or its related term are showing as below:

LTS:0IP9' s Shiller PE Ratio Range Over the Past 10 Years
Min: 12.21   Med: 49.34   Max: 71.42
Current: 12.85

During the past years, Fiserv's highest Shiller PE Ratio was 71.42. The lowest was 12.21. And the median was 49.34.

LTS:0IP9's Shiller PE Ratio is ranked better than
81.9% of 1033 companies
in the Software industry
Industry Median: 26.74 vs LTS:0IP9: 12.85

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Fiserv's adjusted earnings per share data for the three months ended in Jun. 2026 was $1.170. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $3.97 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Fiserv  (LTS:0IP9) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Fiserv Shiller PE Ratio Related Terms


Fiserv Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Fiserv's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fiserv Shiller PE Ratio Chart

Fiserv Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 50.13 41.15 46.14 62.16 17.56

Fiserv Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.50 34.49 17.56 14.25 12.22

LTS:0IP9 vs CTSH, FIS, BR: Shiller PE Ratio Comparison

For the Information Technology Services subindustry, Fiserv's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fiserv Shiller PE Ratio vs Software Industry

For the Software industry and Technology sector, Fiserv's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Fiserv's Shiller PE Ratio falls into.


LTS:0IP9
68GF Score
Fiserv Inc LTS:0IP9
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fiserv Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Fiserv's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=49.95/3.97
=12.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fiserv's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Fiserv's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.17/333.9520*333.9520
=1.170

Current CPI (Jun. 2026) = 333.9520.

Fiserv Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.480 241.428 0.664
201612 0.490 241.432 0.678
201703 0.560 243.801 0.767
201706 0.510 244.955 0.695
201709 0.540 246.819 0.731
201712 1.285 246.524 1.741
201803 1.000 249.554 1.338
201806 0.600 251.989 0.795
201809 0.550 252.439 0.728
201812 0.710 251.233 0.944
201903 0.560 254.202 0.736
201906 0.560 256.143 0.730
201909 0.330 256.759 0.429
201912 0.360 256.974 0.468
202003 0.570 258.115 0.737
202006 0.003 257.797 0.004
202009 0.390 260.280 0.500
202012 0.440 260.474 0.564
202103 0.450 264.877 0.567
202106 0.400 271.696 0.492
202109 0.640 274.310 0.779
202112 0.500 278.802 0.599
202203 1.020 287.504 1.185
202206 0.920 296.311 1.037
202209 0.750 296.808 0.844
202212 1.230 296.797 1.384
202303 0.890 301.836 0.985
202306 1.100 305.109 1.204
202309 1.560 307.789 1.693
202312 1.450 306.746 1.579
202403 1.240 312.332 1.326
202406 1.530 314.175 1.626
202409 0.980 315.301 1.038
202412 1.640 315.605 1.735
202503 1.510 319.799 1.577
202506 1.860 322.561 1.926
202509 1.460 324.800 1.501
202512 1.510 324.054 1.556
202603 1.070 330.213 1.082
202606 1.170 333.952 1.170

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 12.58 mean?
Fiserv (LTS:0IP9) has a Shiller PE Ratio of 12.58 as of Sep. 17, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Fiserv and its competitors. This is 75% below median its historical median of 49.34. Over the past decade, Fiserv's Shiller PE Ratio has ranged from 12.21 to 71.42. According to the industry distribution chart, Fiserv ranks #187 out of 1033 companies in the Software industry, placing it in the top 18.1%.
Is Fiserv's Shiller PE Ratio too high?
Fiserv's current Shiller PE Ratio of 12.58 is 75% below median its 10-year median of 49.34. Over the past 10 years, this metric has ranged from a low of 12.21 to a high of 71.42. The Software industry median Shiller PE Ratio is 26.74. Fiserv's value of 12.58 is 53% below this industry median. Based on the distribution chart, Fiserv ranks #187 out of 1033 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Fiserv has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fiserv's Shiller PE Ratio compare to CTSH and FIS?
According to the Software industry distribution chart, Fiserv ranks #187 out of 1033 companies for Shiller PE Ratio. This places Fiserv in the top 18% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 26.74. Fiserv's value of 12.58 is 53% below this benchmark. Historically, Fiserv's own Shiller PE Ratio has ranged from 12.21 to 71.42 over the past decade. While the company's 10-year median is 49.34 vs. the industry median of 26.74, Fiserv has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Software company?
The median Shiller PE Ratio among Software companies is 26.74, based on 1,033 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fiserv's current Shiller PE Ratio of 12.58 is 53% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Fiserv and its competitors. For the Software industry, the median Shiller PE Ratio is 26.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fiserv's current Shiller PE Ratio is 12.58, which is 75% below median its own 10-year median of 49.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiserv stock overvalued right now?
Based on GuruFocus' analysis, Fiserv (LTS:0IP9) is currently considered Possible Value Trap. The stock's GF Value™ is $172.51, compared to a current price of $49.95 — trading 71% below its estimated fair value. The current Shiller PE Ratio is 12.58, which is 75% below median its 10-year median of 49.34 and 53% below the Software industry median of 26.74. Fiserv's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Fiserv (LTS:0IP9), the current Shiller PE Ratio is 12.58 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fiserv (LTS:0IP9) Overvalued in 2026?

Based on GuruFocus' analysis, Fiserv stock appears to be undervalued. The current stock price of $49.95 is trading 71% below its estimated GF Value™ of $172.51. GuruFocus considers Fiserv to be Possible Value Trap.

Key valuation signals for LTS:0IP9:

  • Shiller PE Ratio: 12.58 (75% below median its 10-year median of 49.34)
  • GF Value™: $172.51 vs. price of $49.95 (71% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 53% below the Software median (#187 of 1033)

No single metric tells the full story. See the LTS:0IP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fiserv Business Description

Address 600 N. Vel R. Phillips Avenue, Milwaukee, WI, USA, 53203
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
68GF Score

Get the complete analysis for LTS:0IP9

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.95
Price
$172.51
GF Value