Fiserv (LTS:0IP9) Short-Term Debt: $767 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0IP9 Fiserv Inc LTS:0IP9
72 GF Score
Price $50.31
GF Value $171.92
Valuation Possible Value Trap
! 3 Warning Signs
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What is Fiserv Short-Term Debt?

Fiserv LTS:0IP9 +0.58% 72 Short-Term Debt is $767 Mil as of Mar. 2026. GuruFocus rates LTS:0IP9 with a GF Score™ of 72/100 and a GF Value™ of $171.92 (Possible Value Trap). The stock has 3 warning signs investors should review.

Fiserv's Short-Term Debt for the quarter that ended in Mar. 2026 was $767 Mil.

Fiserv's quarterly Short-Term Debt declined from Sep. 2025 ($876 Mil) to Dec. 2025 ($762 Mil) but then increased from Dec. 2025 ($762 Mil) to Mar. 2026 ($767 Mil).

Fiserv's annual Short-Term Debt increased from Dec. 2023 ($442 Mil) to Dec. 2024 ($784 Mil) but then declined from Dec. 2024 ($784 Mil) to Dec. 2025 ($762 Mil).

Fiserv Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Fiserv Short-Term Debt Related Terms

Fiserv Short-Term Debt Historical Data

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The historical data trend for Fiserv's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fiserv Short-Term Debt Chart

Fiserv Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 240.00 198.00 442.00 784.00 762.00

Fiserv Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 856.00 1,100.00 876.00 762.00 767.00
LTS:0IP9
72GF Score
Fiserv Inc LTS:0IP9
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $767 Mil mean?
Fiserv (LTS:0IP9) has a Short-Term Debt of $767 Mil as of Mar. 2026.
Is Fiserv's Short-Term Debt too high?
Fiserv's current Short-Term Debt is $767 Mil. Overall, Fiserv has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fiserv's Short-Term Debt compare to FIS and CTSH?
Fiserv's Short-Term Debt of $767 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Fiserv's current Short-Term Debt is $767 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiserv stock overvalued right now?
Based on GuruFocus' analysis, Fiserv (LTS:0IP9) is currently considered Possible Value Trap. The stock's GF Value™ is $171.92, compared to a current price of $50.31 — trading 70.7% below its estimated fair value. The current Short-Term Debt is $767 Mil. Fiserv's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Fiserv (LTS:0IP9), the current Short-Term Debt is $767 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fiserv (LTS:0IP9) Overvalued in 2026?

Based on GuruFocus' analysis, Fiserv stock appears to be undervalued. The current stock price of $50.31 is trading 70.7% below its estimated GF Value™ of $171.92. GuruFocus considers Fiserv to be Possible Value Trap.

Key valuation signals for LTS:0IP9:

  • Short-Term Debt: $767 Mil
  • GF Value™: $171.92 vs. price of $50.31 (70.7% below fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the LTS:0IP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fiserv Business Description

Address 600 N. Vel R. Phillips Avenue, Milwaukee, WI, USA, 53203
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
72GF Score

Get the complete analysis for LTS:0IP9

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.31
Price
$171.92
GF Value