FiservLTS:0IP9 -1.51%74 FCF Margin % is 2.80% as of Mar. 2026, which is 86% below its 10-year median of 20.42. GuruFocus rates LTS:0IP9 with a GF Score™ of 74/100 and a GF Value™ of $172.19 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,814 Software companies, Fiserv ranks better than 86% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Fiserv's Free Cash Flow for the
three
months ended in Mar. 2026 was $141 Mil. Fiserv's Revenue for the
three
months ended in Mar. 2026 was $5,027 Mil. Therefore, Fiserv's FCF Margin % for the quarter that ended in Mar. 2026 was 2.80%.
The historical rank and industry rank for Fiserv's FCF Margin % or its related term are showing as below:
LTS:0IP9'
s FCF Margin % Range Over the Past 10 Years
Min: 17.7 Med: 20.42 Max: 24.75
Current: 19.57
During the past 13 years, the highest FCF Margin % of Fiserv was 24.75%. The lowest was 17.70%. And the median was 20.42%.
LTS:0IP9's FCF Margin % is ranked better than 86% of 2814
companies
in the Software industry
Industry Median: 2.41
vs LTS:0IP9: 19.57
Fiserv FCF Margin % Related Terms
Fiserv FCF Margin % Historical Data
* Premium members only.
The historical data trend for Fiserv's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0IP9 vs CTSH, FIS, BR: FCF Margin % Comparison
For the Information Technology Services subindustry, Fiserv's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fiserv FCF Margin % vs Software Industry
For the Software industry and Technology sector, Fiserv's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Fiserv's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fiserv (LTS:0IP9) has a FCF Margin % of 2.80% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fiserv and its competitors. This is 86% below median its historical median of 20.42. Over the past decade, Fiserv's FCF Margin % has ranged from 17.70 to 24.75. According to the industry distribution chart, Fiserv ranks #394 out of 2814 companies in the Software industry, placing it in the top 14%.
Is Fiserv's FCF Margin % too high?
Fiserv's current FCF Margin % of 2.80% is 86% below median its 10-year median of 20.42. Over the past 10 years, this metric has ranged from a low of 17.70 to a high of 24.75. The Software industry median FCF Margin % is 2.41. Fiserv's value of 2.80% is 16.2% above this industry median. Based on the distribution chart, Fiserv ranks #394 out of 2814 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Fiserv has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fiserv's FCF Margin % compare to CTSH and FIS?
According to the Software industry distribution chart, Fiserv ranks #394 out of 2814 companies for FCF Margin %. This places Fiserv in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.41. Fiserv's value of 2.80% is 16.2% above this benchmark. Historically, Fiserv's own FCF Margin % has ranged from 17.70 to 24.75 over the past decade. While the company's 10-year median is 20.42 vs. the industry median of 2.41, Fiserv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,814 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fiserv's current FCF Margin % of 2.80% is 16.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fiserv and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fiserv's current FCF Margin % is 2.80%, which is 86% below median its own 10-year median of 20.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiserv stock overvalued right now?
Based on GuruFocus' analysis, Fiserv (LTS:0IP9) is currently considered Possible Value Trap. The stock's GF Value™ is $172.19, compared to a current price of $47.50 — trading 72.4% below its estimated fair value. The current FCF Margin % is 2.80%, which is 86% below median its 10-year median of 20.42 and 16.2% above the Software industry median of 2.41. Fiserv's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Fiserv (LTS:0IP9), the current FCF Margin % is 2.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fiserv (LTS:0IP9) Overvalued in 2026?
Based on GuruFocus' analysis, Fiserv stock appears to be undervalued.
The current stock price of $47.50 is trading 72.4% below its estimated GF Value™ of $172.19.
GuruFocus considers Fiserv to be Possible Value Trap.
Key valuation signals for LTS:0IP9:
FCF Margin %: 2.80% (86% below median its 10-year median of 20.42)
GF Value™: $172.19 vs. price of $47.50 (72.4% below fair value)
Industry Position: 16.2% above the Software median (#394 of 2814)
No single metric tells the full story. See the LTS:0IP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
74GF Score
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