Fiserv (LTS:0IP9) Moat Score: 8/10 (As of Jul. 01, 2026)


LTS:0IP9 Fiserv Inc LTS:0IP9
74 GF Score
Price $48.56
GF Value $172.12
Valuation Possible Value Trap
! 3 Warning Signs
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What is Fiserv Moat Score?

Fiserv LTS:0IP9 -0.51% 74 Moat Score is 8 as of Jul. 01, 2026. GuruFocus rates LTS:0IP9 with a GF Score™ of 74/100 and a GF Value™ of $172.12 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,843 Software companies, Fiserv ranks better than 99.86% on this metric.

Fiserv has the Moat Score of 8, which implies that the company might have Wide Moat - Clear and robust wide moat.

Fiserv has Wide Moat: Fiserv possesses a clear and robust wide moat due to its strong market position, significant customer switching costs, and consistent innovation in financial technology services.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Fiserv might have Wide Moat - Clear and robust wide moat.

Fiserv  (LTS:0IP9) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Fiserv Moat Score Related Terms

LTS:0IP9 vs FIS, CTSH, CDW: Moat Score Comparison

For the Information Technology Services subindustry, Fiserv's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fiserv Moat Score vs Software Industry

For the Software industry and Technology sector, Fiserv's Moat Score distribution charts can be found below:

* The bar in red indicates where Fiserv's Moat Score falls into.


LTS:0IP9
74GF Score
Fiserv Inc LTS:0IP9
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 8 mean?
Fiserv (LTS:0IP9) has a Moat Score of 8 as of Jul. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Fiserv ranks #4 out of 2843 companies in the Software industry, placing it in the top 0.099999999999994%.
Is Fiserv's Moat Score too high?
Fiserv's current Moat Score is 8. Based on the distribution chart, Fiserv ranks #4 out of 2843 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Fiserv has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fiserv's Moat Score compare to FIS and CTSH?
According to the Software industry distribution chart, Fiserv ranks #4 out of 2843 companies for Moat Score. This places Fiserv in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Fiserv's current Moat Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiserv stock overvalued right now?
Based on GuruFocus' analysis, Fiserv (LTS:0IP9) is currently considered Possible Value Trap. The stock's GF Value™ is $172.12, compared to a current price of $48.56 — trading 71.8% below its estimated fair value. The current Moat Score is 8. Fiserv's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Fiserv (LTS:0IP9), the current Moat Score is 8 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fiserv (LTS:0IP9) Overvalued in 2026?

Based on GuruFocus' analysis, Fiserv stock appears to be undervalued. The current stock price of $48.56 is trading 71.8% below its estimated GF Value™ of $172.12. GuruFocus considers Fiserv to be Possible Value Trap.

Key valuation signals for LTS:0IP9:

  • Moat Score: 8
  • GF Value™: $172.12 vs. price of $48.56 (71.8% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the LTS:0IP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fiserv Business Description

Address 600 N. Vel R. Phillips Avenue, Milwaukee, WI, USA, 53203
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
74GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.56
Price
$172.12
GF Value