MFBI (Monroe Federal Bancorp) EV-to-OCF: -19.02 (As of Aug. 11, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MFBI Monroe Federal Bancorp Inc MFBI
8 GF Score
Price $12.00
! 1 Warning Sign
View Full Analysis

What is Monroe Federal Bancorp EV-to-OCF?

Monroe Federal Bancorp MFBI +0.84% 8 EV-to-OCF is -19.02 as of Aug. 11, 2026. GuruFocus rates MFBI with a GF Score™ of 8/100. The stock has 1 warning sign investors should review. Among 1,499 Banks companies, Monroe Federal Bancorp ranks better than 93.26% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Monroe Federal Bancorp's Enterprise Value is $6.05 Mil. Monroe Federal Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.32 Mil. Therefore, Monroe Federal Bancorp's EV-to-OCF for today is -19.02.

The historical rank and industry rank for Monroe Federal Bancorp's EV-to-OCF or its related term are showing as below:

MFBI' s EV-to-OCF Range Over the Past 10 Years
Min: -80.58   Med: -25.81   Max: 20.79
Current: -19.02

During the past 2 years, the highest EV-to-OCF of Monroe Federal Bancorp was 20.79. The lowest was -80.58. And the median was -25.81.

MFBI's EV-to-OCF is ranked better than
93.26% of 1499 companies
in the Banks industry
Industry Median: 4 vs MFBI: -19.02

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-11), Monroe Federal Bancorp's stock price is $12.00. Monroe Federal Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-1.030. Therefore, Monroe Federal Bancorp's PE Ratio (TTM) for today is At Loss.


Monroe Federal Bancorp  (OTCPK:MFBI) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Monroe Federal Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=12.00/-1.030
=At Loss

Monroe Federal Bancorp's share price for today is $12.00.
Monroe Federal Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.030.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Monroe Federal Bancorp EV-to-OCF Related Terms


Monroe Federal Bancorp EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Monroe Federal Bancorp's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Monroe Federal Bancorp EV-to-OCF Chart

Monroe Federal Bancorp Annual Data
Trend Mar25 Mar26
EV-to-OCF
-78.79 -27.26

Monroe Federal Bancorp Quarterly Data
Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial 0.00 -49.42 21.25 -17.76 -27.26

MFBI vs ABBB, EWSB, CARV: EV-to-OCF Comparison

For the Banks - Regional subindustry, Monroe Federal Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Monroe Federal Bancorp EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Monroe Federal Bancorp's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Monroe Federal Bancorp's EV-to-OCF falls into.


MFBI
8GF Score
Monroe Federal Bancorp Inc MFBI
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Monroe Federal Bancorp EV-to-OCF Calculation

Monroe Federal Bancorp's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=6.049/-0.318
=-19.02

Monroe Federal Bancorp's current Enterprise Value is $6.05 Mil.
Monroe Federal Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.32 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -19.02 mean?
Monroe Federal Bancorp (MFBI) has a EV-to-OCF of -19.02 as of Aug. 11, 2026. According to the industry distribution chart, Monroe Federal Bancorp ranks #101 out of 1499 companies in the Banks industry, placing it in the top 6.7%.
Is Monroe Federal Bancorp's EV-to-OCF too high?
Monroe Federal Bancorp's current EV-to-OCF is -19.02. Based on the distribution chart, Monroe Federal Bancorp ranks #101 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Monroe Federal Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Monroe Federal Bancorp's EV-to-OCF compare to ABBB and EWSB?
According to the Banks industry distribution chart, Monroe Federal Bancorp ranks #101 out of 1499 companies for EV-to-OCF. This places Monroe Federal Bancorp in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 4.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.00, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Monroe Federal Bancorp's current EV-to-OCF is -19.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monroe Federal Bancorp stock overvalued right now?
Monroe Federal Bancorp (MFBI) has a current EV-to-OCF of -19.02. The current EV-to-OCF is -19.02. Monroe Federal Bancorp's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Monroe Federal Bancorp (MFBI), the current EV-to-OCF is -19.02 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Monroe Federal Bancorp Business Description

Address 24 East Main Street, Tipp City, OH, USA, 45371
Monroe Federal Bancorp Inc is a Financial institution offering various products and services for individual and commercial customers. The main products and services offered include checking, savings, and time deposits, including IRAs, and residential and commercial mortgage loans.
8GF Score

Get the complete analysis for MFBI

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.00
Price