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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Monroe Federal Bancorp's Total Liabilities for the quarter that ended in Mar. 2026 was $130.03 Mil. Monroe Federal Bancorp's Total Assets for the quarter that ended in Mar. 2026 was $142.43 Mil.
Therefore, Monroe Federal Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.91.
Monroe Federal Bancorp (OTCPK:MFBI) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Monroe Federal Bancorp Liabilities-to-Assets Related Terms
Monroe Federal Bancorp Liabilities-to-Assets Historical Data
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The historical data trend for Monroe Federal Bancorp's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Monroe Federal Bancorp Liabilities-to-Assets Chart
MFBI vs ABBB, EWSB, CARV: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, Monroe Federal Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Monroe Federal Bancorp Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Monroe Federal Bancorp's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Monroe Federal Bancorp's Liabilities-to-Assets falls into.
Monroe Federal Bancorp Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Monroe Federal Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Mar. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Monroe Federal Bancorp (MFBI) has a Liabilities-to-Assets of 0.91 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Monroe Federal Bancorp and its competitors.
Is Monroe Federal Bancorp's Liabilities-to-Assets too high?
Monroe Federal Bancorp's current Liabilities-to-Assets is 0.91. Overall, Monroe Federal Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Monroe Federal Bancorp's Liabilities-to-Assets compare to ABBB and EWSB?
Monroe Federal Bancorp's Liabilities-to-Assets of 0.91 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Monroe Federal Bancorp and its competitors. Monroe Federal Bancorp's current Liabilities-to-Assets is 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monroe Federal Bancorp stock overvalued right now?
Monroe Federal Bancorp (MFBI) has a current Liabilities-to-Assets of 0.91. The current Liabilities-to-Assets is 0.91. Monroe Federal Bancorp's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Monroe Federal Bancorp (MFBI), the current Liabilities-to-Assets is 0.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Monroe Federal Bancorp Inc is a Financial institution offering various products and services for individual and commercial customers. The main products and services offered include checking, savings, and time deposits, including IRAs, and residential and commercial mortgage loans.
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