MFBI (Monroe Federal Bancorp) Net Margin %: 1.68% (As of Dec. 2025)


MFBI Monroe Federal Bancorp Inc MFBI
6 GF Score
Price $11.72
! 1 Warning Sign
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What is Monroe Federal Bancorp Net Margin %?

Monroe Federal Bancorp MFBI +1.01% 6 Net Margin % is 1.68% as of Dec. 2025. GuruFocus rates MFBI with a GF Score™ of 6/100. The stock has 1 warning sign investors should review. Among 1,527 Banks companies, Monroe Federal Bancorp ranks worse than 97.12% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Monroe Federal Bancorp's Net Income for the three months ended in Dec. 2025 was $0.02 Mil. Monroe Federal Bancorp's Revenue for the three months ended in Dec. 2025 was $1.07 Mil. Therefore, Monroe Federal Bancorp's net margin for the quarter that ended in Dec. 2025 was 1.68%.

The historical rank and industry rank for Monroe Federal Bancorp's Net Margin % or its related term are showing as below:

MFBI' s Net Margin % Range Over the Past 10 Years
Min: -6.72   Med: 0   Max: 0
Current: -6.72

MFBI's Net Margin % is ranked worse than
97.12% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs MFBI: -6.72

Monroe Federal Bancorp  (OTCPK:MFBI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Monroe Federal Bancorp Net Margin % Related Terms

Monroe Federal Bancorp Net Margin % Historical Data

* Premium members only.

The historical data trend for Monroe Federal Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Monroe Federal Bancorp Net Margin % Chart

Monroe Federal Bancorp Annual Data
Trend
Net Margin %

Monroe Federal Bancorp Quarterly Data
Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Net Margin % Get a 7-Day Free Trial -9.26 -11.73 -13.53 -8.81 1.68

MFBI vs LWCL, EWSB, ABBB: Net Margin % Comparison

For the Banks - Regional subindustry, Monroe Federal Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Monroe Federal Bancorp Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Monroe Federal Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Monroe Federal Bancorp's Net Margin % falls into.


MFBI
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Monroe Federal Bancorp Inc MFBI
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Monroe Federal Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Monroe Federal Bancorp's Net Margin for the fiscal year that ended in . 20 is calculated as

Net Margin=Net Income (A: . 20 )/Revenue (A: . 20 )
=/
= %

Monroe Federal Bancorp's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0.018/1.073
=1.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 1.68% mean?
Monroe Federal Bancorp (MFBI) has a Net Margin % of 1.68% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Monroe Federal Bancorp and its competitors. According to the industry distribution chart, Monroe Federal Bancorp ranks #1483 out of 1527 companies in the Banks industry, placing it in the top 97.1%.
Is Monroe Federal Bancorp's Net Margin % too high?
Monroe Federal Bancorp's current Net Margin % is 1.68%. The Banks industry median Net Margin % is 26.95. Monroe Federal Bancorp's value of 1.68% is 93.8% below this industry median. Based on the distribution chart, Monroe Federal Bancorp ranks #1483 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Monroe Federal Bancorp has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Monroe Federal Bancorp's Net Margin % compare to LWCL and EWSB?
According to the Banks industry distribution chart, Monroe Federal Bancorp ranks #1483 out of 1527 companies for Net Margin %. This places Monroe Federal Bancorp in the lower half of its industry. The industry median Net Margin % is 26.95. Monroe Federal Bancorp's value of 1.68% is 93.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Monroe Federal Bancorp's current Net Margin % of 1.68% is 93.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Monroe Federal Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Monroe Federal Bancorp's current Net Margin % is 1.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monroe Federal Bancorp stock overvalued right now?
Monroe Federal Bancorp (MFBI) has a current Net Margin % of 1.68%. The current Net Margin % is 1.68% and 93.8% below the Banks industry median of 26.95. Monroe Federal Bancorp's overall GF Score™ is 6/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Monroe Federal Bancorp (MFBI), the current Net Margin % is 1.68% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Monroe Federal Bancorp Business Description

Address 24 East Main Street, Tipp City, OH, USA, 45371
Monroe Federal Bancorp Inc is a Financial institution offering various products and services for individual and commercial customers. The main products and services offered include checking, savings, and time deposits, including IRAs, and residential and commercial mortgage loans.
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