MFBI (Monroe Federal Bancorp) Net Debt Paydown Yield % : -33.55% (As of Jul. 04, 2026)


MFBI Monroe Federal Bancorp Inc MFBI
8 GF Score
Price $11.72
! 1 Warning Sign
View Full Analysis

What is Monroe Federal Bancorp Net Debt Paydown Yield %?

Monroe Federal Bancorp MFBI +1.01% 8 Net Debt Paydown Yield % is -33.55% as of Jul. 04, 2026. GuruFocus rates MFBI with a GF Score™ of 8/100. The stock has 1 warning sign investors should review. Among 1,420 Banks companies, Monroe Federal Bancorp ranks worse than 88.59% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Monroe Federal Bancorp's Net Debt Paydown Yield % was -33.55%.


Monroe Federal Bancorp  (OTCPK:MFBI) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Monroe Federal Bancorp Net Debt Paydown Yield % Related Terms


Monroe Federal Bancorp Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Monroe Federal Bancorp's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Monroe Federal Bancorp Net Debt Paydown Yield % Chart

Monroe Federal Bancorp Annual Data
Trend Mar25 Mar26
Net Debt Paydown Yield %
0.00 -34.06

Monroe Federal Bancorp Quarterly Data
Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 -34.06

MFBI vs LWCL, EWSB, CARV: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, Monroe Federal Bancorp's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Monroe Federal Bancorp Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Monroe Federal Bancorp's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Monroe Federal Bancorp's Net Debt Paydown Yield % falls into.


MFBI
8GF Score
Monroe Federal Bancorp Inc MFBI
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Monroe Federal Bancorp Net Debt Paydown Yield % Calculation

Monroe Federal Bancorp's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 9.97-12.1 )/6.24855
=-34.06 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -33.55% mean?
Monroe Federal Bancorp (MFBI) has a Net Debt Paydown Yield % of -33.55% as of Jul. 04, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Monroe Federal Bancorp and its competitors. According to the industry distribution chart, Monroe Federal Bancorp ranks #1258 out of 1420 companies in the Banks industry, placing it in the top 88.6%.
Is Monroe Federal Bancorp's Net Debt Paydown Yield % too high?
Monroe Federal Bancorp's current Net Debt Paydown Yield % is -33.55%. Based on the distribution chart, Monroe Federal Bancorp ranks #1258 out of 1420 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Monroe Federal Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Monroe Federal Bancorp's Net Debt Paydown Yield % compare to LWCL and EWSB?
According to the Banks industry distribution chart, Monroe Federal Bancorp ranks #1258 out of 1420 companies for Net Debt Paydown Yield %. This places Monroe Federal Bancorp in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Monroe Federal Bancorp and its competitors. Monroe Federal Bancorp's current Net Debt Paydown Yield % is -33.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monroe Federal Bancorp stock overvalued right now?
Monroe Federal Bancorp (MFBI) has a current Net Debt Paydown Yield % of -33.55%. The current Net Debt Paydown Yield % is -33.55%. Monroe Federal Bancorp's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Monroe Federal Bancorp (MFBI), the current Net Debt Paydown Yield % is -33.55% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Monroe Federal Bancorp Business Description

Address 24 East Main Street, Tipp City, OH, USA, 45371
Monroe Federal Bancorp Inc is a Financial institution offering various products and services for individual and commercial customers. The main products and services offered include checking, savings, and time deposits, including IRAs, and residential and commercial mortgage loans.
8GF Score

Get the complete analysis for MFBI

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.72
Price