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Monroe Federal BancorpMFBI 8 Debt-to-Equity is 0.31 as of Mar. 2026, which is 46% below its 10-year median of 0.57. GuruFocus rates MFBI with a GF Score™ of 8/100. The stock has 1 warning sign investors should review. Among 1,418 Banks companies, Monroe Federal Bancorp ranks better than 67.84% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Monroe Federal Bancorp's Debt-to-Equity or its related term are showing as below:
MFBI'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.31 Med: 0.57 Max: 0.83
Current: 0.31
During the past 2 years, the highest Debt-to-Equity Ratio of Monroe Federal Bancorp was 0.83. The lowest was 0.31. And the median was 0.57.
MFBI's Debt-to-Equity is ranked better than 67.84% of 1418
companies
in the Banks industry
Industry Median: 0.57
vs MFBI: 0.31
Monroe Federal Bancorp (OTCPK:MFBI) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Monroe Federal Bancorp Debt-to-Equity Related Terms
Monroe Federal Bancorp Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Monroe Federal Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MFBI vs LWCL, EWSB, CARV: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Monroe Federal Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Monroe Federal Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Monroe Federal Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Monroe Federal Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Monroe Federal Bancorp (MFBI) has a Debt-to-Equity of 0.31 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Monroe Federal Bancorp and its competitors. This is 46% below median its historical median of 0.57. Over the past decade, Monroe Federal Bancorp's Debt-to-Equity has ranged from 0.31 to 0.83. According to the industry distribution chart, Monroe Federal Bancorp ranks #456 out of 1418 companies in the Banks industry, placing it in the top 32.2%.
Is Monroe Federal Bancorp's Debt-to-Equity too high?
Monroe Federal Bancorp's current Debt-to-Equity of 0.31 is 46% below median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 0.83. The Banks industry median Debt-to-Equity is 0.57. Monroe Federal Bancorp's value of 0.31 is 45.6% below this industry median. Based on the distribution chart, Monroe Federal Bancorp ranks #456 out of 1418 companies in the Banks industry, which is above the industry midpoint. Overall, Monroe Federal Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Monroe Federal Bancorp's Debt-to-Equity compare to LWCL and EWSB?
According to the Banks industry distribution chart, Monroe Federal Bancorp ranks #456 out of 1418 companies for Debt-to-Equity. This puts Monroe Federal Bancorp in the upper half of its industry. The industry median Debt-to-Equity is 0.57. Monroe Federal Bancorp's value of 0.31 is 45.6% below this benchmark. Historically, Monroe Federal Bancorp's own Debt-to-Equity has ranged from 0.31 to 0.83 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 0.57, Monroe Federal Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,418 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Monroe Federal Bancorp's current Debt-to-Equity of 0.31 is 45.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Monroe Federal Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Monroe Federal Bancorp's current Debt-to-Equity is 0.31, which is 46% below median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monroe Federal Bancorp stock overvalued right now?
Monroe Federal Bancorp (MFBI) has a current Debt-to-Equity of 0.31. The current Debt-to-Equity is 0.31, which is 46% below median its 10-year median of 0.57 and 45.6% below the Banks industry median of 0.57. Monroe Federal Bancorp's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Monroe Federal Bancorp (MFBI), the current Debt-to-Equity is 0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Monroe Federal Bancorp Inc is a Financial institution offering various products and services for individual and commercial customers. The main products and services offered include checking, savings, and time deposits, including IRAs, and residential and commercial mortgage loans.
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