MFBI (Monroe Federal Bancorp) Earnings Power Value (EPV): $24.00 (As of Dec25)


MFBI Monroe Federal Bancorp Inc MFBI
6 GF Score
Price $11.72
! 1 Warning Sign
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What is Monroe Federal Bancorp Earnings Power Value (EPV)?

Monroe Federal Bancorp MFBI +1.01% 6 Earnings Power Value (EPV) is $24.00 as of Dec25. GuruFocus rates MFBI with a GF Score™ of 6/100. The stock has 1 warning sign investors should review.

As of Dec25, Monroe Federal Bancorp's earnings power value is $24.00. *

* GuruFocus does not store EPV value into our database if Average Maintenance CAPEX is 0.

Margin of Safety is N/A.

The basic concept of EPV is that one should value a stock based on the current free cash flow of a company and not on future projections which may, or may not, come true. It is arguably a better way to analyze stocks than Discounted Cash Flow analysis that relies on highly speculative growth assumptions many years into the future. Assumption: Current profitability is sustainable.

Monroe Federal Bancorp  (OTCPK:MFBI) Earnings Power Value (EPV) Explanation

Assumption: Current profitability is sustainable.

Earnings power value (EPV) uses a very basic equation which assumes no growth, although it does rely on an assumption about the cost of capital as well as the fact that current earnings are sustainable. It also involves several adjustments to clean up the underlying Earnings figures.

Be Aware

Though using today's earnings in calculating Earnings Power Value, GuruFocus is normalizing these earnings to the business cycle. This eliminates the effects on profitability of valuing the firm at different points in the business cycle. This means that we are considering the average earnings over 5 years.

Monroe Federal Bancorp Earnings Power Value (EPV) Related Terms

Monroe Federal Bancorp Earnings Power Value (EPV) Historical Data

* Premium members only.

The historical data trend for Monroe Federal Bancorp's Earnings Power Value (EPV) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Monroe Federal Bancorp Earnings Power Value (EPV) Chart

Monroe Federal Bancorp Annual Data
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Earnings Power Value (EPV)

Monroe Federal Bancorp Quarterly Data
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MFBI vs LWCL, EWSB, ABBB: Earnings Power Value (EPV) Comparison

For the Banks - Regional subindustry, Monroe Federal Bancorp's Earnings Power Value (EPV), along with its competitors' market caps and Earnings Power Value (EPV) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Monroe Federal Bancorp Earnings Power Value (EPV) vs Banks Industry

For the Banks industry and Financial Services sector, Monroe Federal Bancorp's Earnings Power Value (EPV) distribution charts can be found below:

* The bar in red indicates where Monroe Federal Bancorp's Earnings Power Value (EPV) falls into.


MFBI
6GF Score
Monroe Federal Bancorp Inc MFBI
Earnings Power Value (EPV) is just one metric. See GF Score™, valuation, warning signs, and more.
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Monroe Federal Bancorp Earnings Power Value (EPV) Calculation

Earnings Power Value also known as just Earnings Power is a valuation technique popularised by Bruce Greenwald, an authority on value investing at Columbia University. It is arguably a better way to analyze stocks than Discounted Cash Flow analysis that relies on highly speculative growth assumptions many years into the future.

The basic concept of EPV is that one should value a stock based on the current free cash flow of a company and not on future projections which may, or may not, come true. This valuation tool excludes the potential growth that a company may have so that needs to be looked at separately. Since future growth is excluded from the analysis, only the maintenance capital expenditures are subtracted from after-tax EBIT (earnings before interest and taxes) and growth capex is ignored.

What does a Earnings Power Value (EPV) of $24.00 mean?
Monroe Federal Bancorp (MFBI) has a Earnings Power Value (EPV) of $24.00 as of Dec25. Bruce Greenwald's earnings power value focuses on current earnings without factoring in future growth. View historical data on Monroe Federal Bancorp and its competitors.
Is Monroe Federal Bancorp's Earnings Power Value (EPV) too high?
Monroe Federal Bancorp's current Earnings Power Value (EPV) is $24.00. Overall, Monroe Federal Bancorp has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Monroe Federal Bancorp's Earnings Power Value (EPV) compare to LWCL and EWSB?
Monroe Federal Bancorp's Earnings Power Value (EPV) of $24.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Power Value (EPV) for a Banks company?
A good Earnings Power Value (EPV) depends on the Banks industry context. However, Earnings Power Value (EPV) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Power Value (EPV) mean?
A high Earnings Power Value (EPV) can signal that a stock is expensive relative to its fundamentals. Bruce Greenwald's earnings power value focuses on current earnings without factoring in future growth. View historical data on Monroe Federal Bancorp and its competitors. Monroe Federal Bancorp's current Earnings Power Value (EPV) is $24.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monroe Federal Bancorp stock overvalued right now?
Monroe Federal Bancorp (MFBI) has a current Earnings Power Value (EPV) of $24.00. The current Earnings Power Value (EPV) is $24.00. Monroe Federal Bancorp's overall GF Score™ is 6/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Power Value (EPV) calculated?
Earnings Power Value (EPV) is calculated from a company's financial statements. For Monroe Federal Bancorp (MFBI), the current Earnings Power Value (EPV) is $24.00 as of Dec25. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Monroe Federal Bancorp Business Description

Address 24 East Main Street, Tipp City, OH, USA, 45371
Monroe Federal Bancorp Inc is a Financial institution offering various products and services for individual and commercial customers. The main products and services offered include checking, savings, and time deposits, including IRAs, and residential and commercial mortgage loans.
6GF Score

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Earnings Power Value (EPV) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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