Monroe Federal BancorpMFBI +1.01%8 Return-on-Tangible-Equity is -9.71% as of Mar. 2026. GuruFocus rates MFBI with a GF Score™ of 8/100. The stock has 1 warning sign investors should review. Among 1,523 Banks companies, Monroe Federal Bancorp ranks worse than 97.37% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Monroe Federal Bancorp's annualized net income for the quarter that ended in Mar. 2026 was $-1.22 Mil. Monroe Federal Bancorp's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $12.53 Mil. Therefore, Monroe Federal Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -9.71%.
The historical rank and industry rank for Monroe Federal Bancorp's Return-on-Tangible-Equity or its related term are showing as below:
MFBI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -4.21 Med: -3.46 Max: -2.71
Current: -4.19
During the past 2 years, Monroe Federal Bancorp's highest Return-on-Tangible-Equity was -2.71%. The lowest was -4.21%. And the median was -3.46%.
MFBI's Return-on-Tangible-Equity is ranked worse than 97.37% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs MFBI: -4.19
Monroe Federal Bancorp (OTCPK:MFBI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Monroe Federal Bancorp Return-on-Tangible-Equity Related Terms
Monroe Federal Bancorp Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Monroe Federal Bancorp's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Monroe Federal Bancorp Return-on-Tangible-Equity Chart
MFBI vs LWCL, EWSB, CARV: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Monroe Federal Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Monroe Federal Bancorp Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Monroe Federal Bancorp's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Monroe Federal Bancorp's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -9.71% mean?
Monroe Federal Bancorp (MFBI) has a Return-on-Tangible-Equity of -9.71% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Monroe Federal Bancorp and its competitors. According to the industry distribution chart, Monroe Federal Bancorp ranks #1483 out of 1523 companies in the Banks industry, placing it in the top 97.4%.
Is Monroe Federal Bancorp's Return-on-Tangible-Equity too high?
Monroe Federal Bancorp's current Return-on-Tangible-Equity is -9.71%. Based on the distribution chart, Monroe Federal Bancorp ranks #1483 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Monroe Federal Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Monroe Federal Bancorp's Return-on-Tangible-Equity compare to LWCL and EWSB?
According to the Banks industry distribution chart, Monroe Federal Bancorp ranks #1483 out of 1523 companies for Return-on-Tangible-Equity. This places Monroe Federal Bancorp in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Monroe Federal Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Monroe Federal Bancorp's current Return-on-Tangible-Equity is -9.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monroe Federal Bancorp stock overvalued right now?
Monroe Federal Bancorp (MFBI) has a current Return-on-Tangible-Equity of -9.71%. The current Return-on-Tangible-Equity is -9.71%. Monroe Federal Bancorp's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Monroe Federal Bancorp (MFBI), the current Return-on-Tangible-Equity is -9.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Monroe Federal Bancorp Inc is a Financial institution offering various products and services for individual and commercial customers. The main products and services offered include checking, savings, and time deposits, including IRAs, and residential and commercial mortgage loans.
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