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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Fidelity Bank's Enterprise Value is ₦-877,917 Mil.
Fidelity Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₦79,240 Mil. Therefore, Fidelity Bank's EV-to-OCF for today is -11.08.
The historical rank and industry rank for Fidelity Bank's EV-to-OCF or its related term are showing as below:
NSA:FBP'
s EV-to-OCF Range Over the Past 10 Years
Min: -15.82 Med: -0.48 Max: 2.94
Current: -11.08
During the past 13 years, the highest EV-to-OCF of Fidelity Bank was 2.94. The lowest was -15.82. And the median was -0.48.
NSA:FBP's EV-to-OCF is ranked better than 89.59% of 1498
companies
in the Banks industry
Industry Median: 4.04
vs NSA:FBP: -11.08
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Fidelity Bank's PE Ratio (TTM) for today is calculated as:
Fidelity Bank's share price for today is ₦21.55.
Fidelity Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦9.618.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Fidelity Bank EV-to-OCF Related Terms
Fidelity Bank EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Fidelity Bank's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Fidelity Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fidelity Bank EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Fidelity Bank's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Fidelity Bank's EV-to-OCF falls into.
Fidelity Bank's current Enterprise Value is ₦-877,917 Mil.
Fidelity Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦79,240 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fidelity Bank (NSA:FBP) has a EV-to-OCF of -11.08 as of Aug. 09, 2026. According to the industry distribution chart, Fidelity Bank ranks #156 out of 1498 companies in the Banks industry, placing it in the top 10.4%.
Is Fidelity Bank's EV-to-OCF too high?
Fidelity Bank's current EV-to-OCF is -11.08. Based on the distribution chart, Fidelity Bank ranks #156 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Fidelity Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fidelity Bank's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Fidelity Bank ranks #156 out of 1498 companies for EV-to-OCF. This places Fidelity Bank in the top 10% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 4.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.04, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity Bank's current EV-to-OCF is -11.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity Bank stock overvalued right now?
Based on GuruFocus' analysis, Fidelity Bank (NSA:FBP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦14.46, compared to a current price of ₦21.55 — trading 49% above its estimated fair value. The current EV-to-OCF is -11.08. Fidelity Bank's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Fidelity Bank (NSA:FBP), the current EV-to-OCF is -11.08 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fidelity Bank (NSA:FBP) Overvalued in 2026?
Based on GuruFocus' analysis, Fidelity Bank stock appears to be overvalued.
The current stock price of ₦21.55 is trading 49% above its estimated GF Value™ of ₦14.46.
GuruFocus considers Fidelity Bank to be Significantly Overvalued.
Key valuation signals for NSA:FBP:
EV-to-OCF: -11.08
GF Value™: ₦14.46 vs. price of ₦21.55 (49% above fair value)
No single metric tells the full story. See the NSA:FBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fidelity Bank PLC offers banking and other financial services to corporate and individual customers. It operates through segments including Retail banking that offers retail, personal and commercial services to individuals, small and medium business customers and E-Business products to serve retail banking; Its Corporate Banking segment offers commercial and corporate banking services to corporate business customers, it covers the Power and Infrastructure, Oil and Gas Upstream and downstream, Real Estate, Agro-Allied, and other industries; and Investment banking segment is involved in the funding and management of the bank's securities, trading, and investment decisions. It generates maximum revenue from the Retail Segment.
60GF Score
Get the complete analysis for NSA:FBP
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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