Fidelity Bank (NSA:FBP) 3-1 Month Momentum %: -10.00% (As of Aug. 04, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:FBP Fidelity Bank PLC NSA:FBP
69 GF Score
Price ₦21.80
GF Value ₦14.42
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Fidelity Bank 3-1 Month Momentum %?

Fidelity Bank NSA:FBP +1.16% 69 3-1 Month Momentum % is -10.00% as of Aug. 04, 2026. GuruFocus rates NSA:FBP with a GF Score™ of 69/100 and a GF Value™ of ₦14.42 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,578 Banks companies, Fidelity Bank ranks worse than 90.49% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-04), Fidelity Bank's 3-1 Month Momentum % is -10.00%.

The industry rank for Fidelity Bank's 3-1 Month Momentum % or its related term are showing as below:

NSA:FBP's 3-1 Month Momentum % is ranked worse than
90.49% of 1578 companies
in the Banks industry
Industry Median: 3.42 vs NSA:FBP: -10.00

Fidelity Bank  (NSA:FBP) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Fidelity Bank 3-1 Month Momentum % Related Terms


Fidelity Bank 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Fidelity Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fidelity Bank 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Fidelity Bank's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Fidelity Bank's 3-1 Month Momentum % falls into.


NSA:FBP
69GF Score
Fidelity Bank PLC NSA:FBP
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fidelity Bank  (NSA:FBP) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -10.00% mean?
Fidelity Bank (NSA:FBP) has a 3-1 Month Momentum % of -10.00% as of Aug. 04, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Fidelity Bank and its competitors. According to the industry distribution chart, Fidelity Bank ranks #1428 out of 1578 companies in the Banks industry, placing it in the top 90.5%.
Is Fidelity Bank's 3-1 Month Momentum % too high?
Fidelity Bank's current 3-1 Month Momentum % is -10.00%. Based on the distribution chart, Fidelity Bank ranks #1428 out of 1578 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fidelity Bank has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fidelity Bank's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Fidelity Bank ranks #1428 out of 1578 companies for 3-1 Month Momentum %. This places Fidelity Bank in the lower half of its industry. The industry median 3-1 Month Momentum % is 3.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.42, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Fidelity Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity Bank's current 3-1 Month Momentum % is -10.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity Bank stock overvalued right now?
Based on GuruFocus' analysis, Fidelity Bank (NSA:FBP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦14.42, compared to a current price of ₦21.80 — trading 51.2% above its estimated fair value. The current 3-1 Month Momentum % is -10.00%. Fidelity Bank's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Fidelity Bank (NSA:FBP), the current 3-1 Month Momentum % is -10.00% as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fidelity Bank (NSA:FBP) Overvalued in 2026?

Based on GuruFocus' analysis, Fidelity Bank stock appears to be overvalued. The current stock price of ₦21.80 is trading 51.2% above its estimated GF Value™ of ₦14.42. GuruFocus considers Fidelity Bank to be Significantly Overvalued.

Key valuation signals for NSA:FBP:

  • 3-1 Month Momentum %: -10.00%
  • GF Value™: ₦14.42 vs. price of ₦21.80 (51.2% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the NSA:FBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fidelity Bank Business Description

Address 1 Fidelity Bank Close Off Kofo Abayomi Street, Fidelity Place, Victoria Island, Lagos, NGA
Fidelity Bank PLC offers banking and other financial services to corporate and individual customers. It operates through segments including Retail banking that offers retail, personal and commercial services to individuals, small and medium business customers and E-Business products to serve retail banking; Its Corporate Banking segment offers commercial and corporate banking services to corporate business customers, it covers the Power and Infrastructure, Oil and Gas Upstream and downstream, Real Estate, Agro-Allied, and other industries; and Investment banking segment is involved in the funding and management of the bank's securities, trading, and investment decisions. It generates maximum revenue from the Retail Segment.
69GF Score

Get the complete analysis for NSA:FBP

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦21.80
Price
₦14.42
GF Value