WVFC (WVS Financial) EV-to-OCF: (As of Sep. 10, 2026)

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WVFC WVS Financial Corp WVFC
50 GF Score
Price $20.50
GF Value $16.56
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is WVS Financial EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, WVS Financial's Enterprise Value is $149.79 Mil. WVS Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, WVS Financial's EV-to-OCF for today is .

The historical rank and industry rank for WVS Financial's EV-to-OCF or its related term are showing as below:

During the past 13 years, the highest EV-to-OCF of WVS Financial was 154.90. The lowest was 0.00. And the median was 55.64.

WVFC's EV-to-OCF is not ranked *
in the Banks industry.
Industry Median: 4.025
* Ranked among companies with meaningful EV-to-OCF only.

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-10), WVS Financial's stock price is $20.50. WVS Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.560. Therefore, WVS Financial's PE Ratio (TTM) for today is 13.14.


WVS Financial  (OTCPK:WVFC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

WVS Financial's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=20.50/1.560
=13.14

WVS Financial's share price for today is $20.50.
WVS Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.560.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


WVS Financial EV-to-OCF Related Terms


WVS Financial EV-to-OCF Historical Data

* Premium members only.

The historical data trend for WVS Financial's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WVS Financial EV-to-OCF Chart

WVS Financial Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 74.89 38.49 49.03 572.03 0.00

WVS Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 572.03 0.00 0.00 0.00 0.00

WVFC vs PWBK, AMFC, JFWV: EV-to-OCF Comparison

For the Banks - Regional subindustry, WVS Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WVS Financial EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, WVS Financial's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where WVS Financial's EV-to-OCF falls into.


WVFC
50GF Score
WVS Financial Corp WVFC
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WVS Financial EV-to-OCF Calculation

WVS Financial's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=149.790/0
=

WVS Financial's current Enterprise Value is $149.79 Mil.
WVS Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is WVS Financial (WVFC) Overvalued in 2026?

Based on GuruFocus' analysis, WVS Financial stock appears to be overvalued. The current stock price of $20.50 is trading 23.8% above its estimated GF Value™ of $16.56. GuruFocus considers WVS Financial to be Modestly Overvalued.

Key valuation signals for WVFC:

  • EV-to-OCF:
  • GF Value™: $16.56 vs. price of $20.50 (23.8% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the WVFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WVS Financial Business Description

Address 9001 Perry Highway, Pittsburgh, PA, USA, 15237
WVS Financial Corp chartered unitary bank holding company. Through its banking subsidiary, it provides various banking products and services to residents and businesses. The principal categories of loans in its portfolio are single-family and multi-family residential real estate loans, commercial real estate loans, construction loans, consumer loans, and commercial loans, among others. The group also offers various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, etc., and other banking products and serivces such as online banking, credit cards, safe deposit boxes, debit cards, etc.
50GF Score

Get the complete analysis for WVFC

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.50
Price
$16.56
GF Value