WVFC (WVS Financial) Tariff Resilience Score: 9/10 (As of Sep. 10, 2026)

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WVFC WVS Financial Corp WVFC
50 GF Score
Price $20.50
GF Value $16.56
Valuation Modestly Overvalued
! 6 Warning Signs
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What is WVS Financial Tariff Resilience Score?

WVS Financial WVFC 50 Tariff Resilience Score is 9 as of Sep. 10, 2026. GuruFocus rates WVFC with a GF Score™ of 50/100 and a GF Value™ of $16.56 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,596 Banks companies, WVS Financial ranks better than 99.25% on this metric.

WVS Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

WVS Financial has As a financial services company, WVFC has minimal exposure to tariffs. Its operations are primarily domestic, and it does not rely on international supply chains or manufacturing, making it highly resilient to tariff impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes WVS Financial might have Highly Resilient.

WVS Financial  (OTCPK:WVFC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

WVS Financial Tariff Resilience Score Related Terms

WVFC vs PWBK, AMFC, JFWV: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, WVS Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

WVS Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, WVS Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where WVS Financial's Tariff Resilience Score falls into.


WVFC
50GF Score
WVS Financial Corp WVFC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
WVS Financial (WVFC) has a Tariff Resilience Score of 9 as of Sep. 10, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, WVS Financial ranks #12 out of 1596 companies in the Banks industry, placing it in the top 0.8%.
Is WVS Financial's Tariff Resilience Score too high?
WVS Financial's current Tariff Resilience Score is 9. Based on the distribution chart, WVS Financial ranks #12 out of 1596 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, WVS Financial has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WVS Financial's Tariff Resilience Score compare to PWBK and AMFC?
According to the Banks industry distribution chart, WVS Financial ranks #12 out of 1596 companies for Tariff Resilience Score. This places WVS Financial in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. WVS Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WVS Financial stock overvalued right now?
Based on GuruFocus' analysis, WVS Financial (WVFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.56, compared to a current price of $20.50 — trading 23.8% above its estimated fair value. The current Tariff Resilience Score is 9. WVS Financial's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For WVS Financial (WVFC), the current Tariff Resilience Score is 9 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WVS Financial (WVFC) Overvalued in 2026?

Based on GuruFocus' analysis, WVS Financial stock appears to be overvalued. The current stock price of $20.50 is trading 23.8% above its estimated GF Value™ of $16.56. GuruFocus considers WVS Financial to be Modestly Overvalued.

Key valuation signals for WVFC:

  • Tariff Resilience Score: 9
  • GF Value™: $16.56 vs. price of $20.50 (23.8% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the WVFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

WVS Financial Business Description

Address 9001 Perry Highway, Pittsburgh, PA, USA, 15237
WVS Financial Corp chartered unitary bank holding company. Through its banking subsidiary, it provides various banking products and services to residents and businesses. The principal categories of loans in its portfolio are single-family and multi-family residential real estate loans, commercial real estate loans, construction loans, consumer loans, and commercial loans, among others. The group also offers various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, etc., and other banking products and serivces such as online banking, credit cards, safe deposit boxes, debit cards, etc.
50GF Score

Get the complete analysis for WVFC

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.50
Price
$16.56
GF Value