Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, GIC Housing Finance's Enterprise Value is ₹99,083 Mil.
GIC Housing Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹2,278 Mil. Therefore, GIC Housing Finance's EV-to-EBIT ratio for today is 43.49.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, GIC Housing Finance's Enterprise Value is ₹99,083 Mil.
GIC Housing Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹2,388 Mil. Therefore, GIC Housing Finance's EV-to-EBITDA ratio for today is 41.49.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, GIC Housing Finance's Enterprise Value is ₹99,083 Mil.
GIC Housing Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹10,687 Mil. Therefore, GIC Housing Finance's EV-to-Revenue ratio for today is 9.27.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
GIC Housing Finance (BOM:511676) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
GIC Housing Finance's current Enterprise Value is ₹99,083 Mil.
GIC Housing Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2,278 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
GIC Housing Finance's current Enterprise Value is ₹99,083 Mil.
GIC Housing Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2,388 Mil.
GIC Housing Finance's current Enterprise Value is ₹99,083 Mil.
GIC Housing Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹10,687 Mil.
GIC Housing Finance's current Enterprise Value is ₹99,083 Mil.
GIC Housing Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.
GIC Housing Finance's current Enterprise Value is ₹99,083 Mil.
GIC Housing Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GIC Housing Finance Enterprise Value Related Terms
GIC Housing Finance Enterprise Value Historical Data
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The historical data trend for GIC Housing Finance's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511676 vs RKT, FNMA, PFSI: Enterprise Value Comparison
For the Mortgage Finance subindustry, GIC Housing Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GIC Housing Finance Enterprise Value vs Banks Industry
For the Banks industry and Financial Services sector, GIC Housing Finance's Enterprise Value distribution charts can be found below:
* The bar in red indicates where GIC Housing Finance's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
GIC Housing Finance's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GIC Housing Finance (BOM:511676) has a Enterprise Value of ₹99,083 Mil as of Jul. 05, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on GIC Housing Finance and its competitors.
Is GIC Housing Finance's Enterprise Value too high?
GIC Housing Finance's current Enterprise Value is ₹99,083 Mil. Overall, GIC Housing Finance has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GIC Housing Finance's Enterprise Value compare to RKT and FNMA?
GIC Housing Finance's Enterprise Value of ₹99,083 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on GIC Housing Finance and its competitors. GIC Housing Finance's current Enterprise Value is ₹99,083 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, GIC Housing Finance (BOM:511676) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹192.57, compared to a current price of ₹155.00 — trading 19.5% below its estimated fair value. The current Enterprise Value is ₹99,083 Mil. GIC Housing Finance's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For GIC Housing Finance (BOM:511676), the current Enterprise Value is ₹99,083 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GIC Housing Finance (BOM:511676) Overvalued in 2026?
Based on GuruFocus' analysis, GIC Housing Finance stock appears to be undervalued.
The current stock price of ₹155.00 is trading 19.5% below its estimated GF Value™ of ₹192.57.
GuruFocus considers GIC Housing Finance to be Modestly Undervalued.
Key valuation signals for BOM:511676:
Enterprise Value: ₹99,083 Mil
GF Value™: ₹192.57 vs. price of ₹155.00 (19.5% below fair value)
No single metric tells the full story. See the BOM:511676 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GIC Housing Finance Ltd is a specialty finance firm located in India. It was formed with the objective of entering the field of direct lending to individuals and other corporates to accelerate housing activities in India. The primary activity of the company is granting housing loans to individuals and to persons/entities involved in the construction of houses for residential purposes. The company is exclusively engaged in the housing finance business and revenues are mainly derived from Interest Income. It operates in a single business segment which is financing.
57GF Score
Get the complete analysis for BOM:511676
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