GIC Housing Finance (BOM:511676) Long-Term Debt: ₹55,875 Mil (As of Mar. 2026)

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BOM:511676 GIC Housing Finance Ltd BOM:511676
56 GF Score
Price ₹147.40
GF Value ₹190.68
Valuation Modestly Undervalued
! 6 Warning Signs
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What is GIC Housing Finance Long-Term Debt?

GIC Housing Finance BOM:511676 -0.44% 56 Long-Term Debt is ₹55,875 Mil as of Mar. 2026. GuruFocus rates BOM:511676 with a GF Score™ of 56/100 and a GF Value™ of ₹190.68 (Modestly Undervalued). The stock has 6 warning signs investors should review.

GIC Housing Finance's Long-Term Debt for the quarter that ended in Mar. 2026 was ₹55,875 Mil.

GIC Housing Finance's quarterly Long-Term Debt declined from Sep. 2025 (₹89,986 Mil) to Dec. 2025 (₹0 Mil) but then increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹55,875 Mil).

GIC Housing Finance's annual Long-Term Debt increased from Mar. 2024 (₹55,432 Mil) to Mar. 2025 (₹56,271 Mil) but then declined from Mar. 2025 (₹56,271 Mil) to Mar. 2026 (₹55,875 Mil).

GIC Housing Finance  (BOM:511676) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

GIC Housing Finance Long-Term Debt Related Terms

GIC Housing Finance Long-Term Debt Historical Data

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The historical data trend for GIC Housing Finance's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GIC Housing Finance Long-Term Debt Chart

GIC Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 71,606.30 56,451.10 55,431.50 56,270.90 55,875.40

GIC Housing Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56,270.90 0.00 89,985.60 0.00 55,875.40
BOM:511676
56GF Score
GIC Housing Finance Ltd BOM:511676
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₹55,875 Mil mean?
GIC Housing Finance (BOM:511676) has a Long-Term Debt of ₹55,875 Mil as of Mar. 2026.
Is GIC Housing Finance's Long-Term Debt too high?
GIC Housing Finance's current Long-Term Debt is ₹55,875 Mil. Overall, GIC Housing Finance has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GIC Housing Finance's Long-Term Debt compare to RKT and FNMA?
GIC Housing Finance's Long-Term Debt of ₹55,875 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. GIC Housing Finance's current Long-Term Debt is ₹55,875 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, GIC Housing Finance (BOM:511676) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹190.68, compared to a current price of ₹147.40 — trading 22.7% below its estimated fair value. The current Long-Term Debt is ₹55,875 Mil. GIC Housing Finance's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For GIC Housing Finance (BOM:511676), the current Long-Term Debt is ₹55,875 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GIC Housing Finance (BOM:511676) Overvalued in 2026?

Based on GuruFocus' analysis, GIC Housing Finance stock appears to be undervalued. The current stock price of ₹147.40 is trading 22.7% below its estimated GF Value™ of ₹190.68. GuruFocus considers GIC Housing Finance to be Modestly Undervalued.

Key valuation signals for BOM:511676:

  • Long-Term Debt: ₹55,875 Mil
  • GF Value™: ₹190.68 vs. price of ₹147.40 (22.7% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the BOM:511676 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GIC Housing Finance Business Description

Other Exchanges GICHSGFIN:India
Address 14, Jamshedji Tata Road, 6th Floor, National Insurance Building, Churchgate, Mumbai, MH, IND, 400 020
GIC Housing Finance Ltd is a specialty finance firm located in India. It was formed with the objective of entering the field of direct lending to individuals and other corporates to accelerate housing activities in India. The primary activity of the company is granting housing loans to individuals and to persons/entities involved in the construction of houses for residential purposes. The company is exclusively engaged in the housing finance business and revenues are mainly derived from Interest Income. It operates in a single business segment which is financing.
56GF Score

Get the complete analysis for BOM:511676

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹147.40
Price
₹190.68
GF Value