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GIC Housing Finance (BOM:511676) Cyclically Adjusted PS Ratio : 0.74 (As of Jun. 04, 2025)


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What is GIC Housing Finance Cyclically Adjusted PS Ratio?

As of today (2025-06-04), GIC Housing Finance's current share price is ₹190.75. GIC Housing Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was ₹257.04. GIC Housing Finance's Cyclically Adjusted PS Ratio for today is 0.74.

The historical rank and industry rank for GIC Housing Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:511676' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.45   Med: 0.7   Max: 1.12
Current: 0.73

During the past years, GIC Housing Finance's highest Cyclically Adjusted PS Ratio was 1.12. The lowest was 0.45. And the median was 0.70.

BOM:511676's Cyclically Adjusted PS Ratio is ranked better than
93.98% of 1245 companies
in the Banks industry
Industry Median: 2.72 vs BOM:511676: 0.73

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

GIC Housing Finance's adjusted revenue per share data for the three months ended in Mar. 2025 was ₹49.826. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹257.04 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


GIC Housing Finance Cyclically Adjusted PS Ratio Historical Data

The historical data trend for GIC Housing Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

GIC Housing Finance Cyclically Adjusted PS Ratio Chart

GIC Housing Finance Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.58 0.64 0.80 0.65

GIC Housing Finance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.96 0.90 0.79 0.65

Competitive Comparison of GIC Housing Finance's Cyclically Adjusted PS Ratio

For the Mortgage Finance subindustry, GIC Housing Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GIC Housing Finance's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, GIC Housing Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where GIC Housing Finance's Cyclically Adjusted PS Ratio falls into.


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GIC Housing Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

GIC Housing Finance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=190.75/257.04
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GIC Housing Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, GIC Housing Finance's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=49.826/157.5517*157.5517
=49.826

Current CPI (Mar. 2025) = 157.5517.

GIC Housing Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 37.893 99.841 59.796
201509 39.981 101.753 61.905
201512 41.232 102.901 63.130
201603 43.280 102.518 66.513
201606 43.507 105.961 64.690
201609 45.843 105.961 68.163
201612 46.931 105.196 70.288
201703 49.426 105.196 74.025
201706 50.883 107.109 74.846
201709 50.083 109.021 72.377
201712 51.206 109.404 73.741
201803 55.015 109.786 78.951
201806 54.161 111.317 76.657
201809 55.917 115.142 76.513
201812 56.735 115.142 77.632
201903 60.583 118.202 80.751
201906 57.499 120.880 74.943
201909 57.914 123.175 74.077
201912 57.985 126.235 72.370
202003 58.098 124.705 73.401
202006 56.809 127.000 70.475
202009 58.541 130.118 70.884
202012 57.747 130.889 69.510
202103 53.594 131.771 64.080
202106 50.632 134.084 59.494
202109 54.850 135.847 63.614
202112 53.749 138.161 61.293
202203 52.395 138.822 59.464
202206 50.571 142.347 55.973
202209 51.233 144.661 55.798
202212 51.753 145.763 55.939
202303 47.955 146.865 51.445
202306 49.388 150.280 51.778
202309 48.966 151.492 50.925
202312 48.251 152.924 49.711
202403 47.823 153.035 49.235
202406 48.113 155.789 48.657
202409 48.416 157.882 48.315
202412 49.487 158.323 49.246
202503 49.826 157.552 49.826

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


GIC Housing Finance  (BOM:511676) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


GIC Housing Finance Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of GIC Housing Finance's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


GIC Housing Finance Business Description

Traded in Other Exchanges
Address
14, Jamshedji Tata Road, 6th Floor, National Insurance Building, Churchgate, Mumbai, MH, IND, 400 020
GIC Housing Finance Ltd is a specialty finance firm located in India. It was formed with the objective of entering the field of direct lending to individuals and other corporates to accelerate housing activities in India. The primary activity of the company is granting housing loans to individuals and to persons/entities involved in the construction of houses for residential purposes. The company is exclusively engaged in the housing finance business and revenues are mainly derived from Interest Income. It operates in a single business segment which is financing.

GIC Housing Finance Headlines

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