GIC Housing Finance (BOM:511676) Total Operating Expense: ₹635 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511676 GIC Housing Finance Ltd BOM:511676
56 GF Score
Price ₹148.70
GF Value ₹190.75
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is GIC Housing Finance Total Operating Expense?

GIC Housing Finance BOM:511676 -2.33% 56 Total Operating Expense is ₹635 Mil as of Mar. 2026. GuruFocus rates BOM:511676 with a GF Score™ of 56/100 and a GF Value™ of ₹190.75 (Modestly Undervalued). The stock has 6 warning signs investors should review.

GIC Housing Finance's Total Operating Expense for the three months ended in Mar. 2026 was ₹190 Mil. GIC Housing Finance's Total Operating Expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₹635 Mil.

GIC Housing Finance Total Operating Expense Related Terms

GIC Housing Finance Total Operating Expense Historical Data

* Premium members only.

The historical data trend for GIC Housing Finance's Total Operating Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GIC Housing Finance Total Operating Expense Chart

GIC Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Operating Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 667.60 710.60 826.30 915.20 951.50

GIC Housing Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Operating Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 155.50 129.80 119.30 196.60 189.50
BOM:511676
56GF Score
GIC Housing Finance Ltd BOM:511676
Total Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GIC Housing Finance Total Operating Expense Calculation

Total Operating Expense is the primary recurring expense associated with central operations that are incurred in order to generate sales.


Total Operating Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹635 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Operating Expense of ₹635 Mil mean?
GIC Housing Finance (BOM:511676) has a Total Operating Expense of ₹635 Mil as of Mar. 2026. Total operating expense is the primary recurring expense associated with central operations. View historical data on GIC Housing Finance and its competitors.
Is GIC Housing Finance's Total Operating Expense too high?
GIC Housing Finance's current Total Operating Expense is ₹635 Mil. Overall, GIC Housing Finance has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GIC Housing Finance's Total Operating Expense compare to RKT and FNMA?
GIC Housing Finance's Total Operating Expense of ₹635 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Operating Expense for a Banks company?
A good Total Operating Expense depends on the Banks industry context. However, Total Operating Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Operating Expense mean?
A high Total Operating Expense can signal that a stock is expensive relative to its fundamentals. Total operating expense is the primary recurring expense associated with central operations. View historical data on GIC Housing Finance and its competitors. GIC Housing Finance's current Total Operating Expense is ₹635 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, GIC Housing Finance (BOM:511676) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹190.75, compared to a current price of ₹148.70 — trading 22% below its estimated fair value. The current Total Operating Expense is ₹635 Mil. GIC Housing Finance's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Operating Expense calculated?
Total Operating Expense is calculated from a company's financial statements. For GIC Housing Finance (BOM:511676), the current Total Operating Expense is ₹635 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GIC Housing Finance (BOM:511676) Overvalued in 2026?

Based on GuruFocus' analysis, GIC Housing Finance stock appears to be undervalued. The current stock price of ₹148.70 is trading 22% below its estimated GF Value™ of ₹190.75. GuruFocus considers GIC Housing Finance to be Modestly Undervalued.

Key valuation signals for BOM:511676:

  • Total Operating Expense: ₹635 Mil
  • GF Value™: ₹190.75 vs. price of ₹148.70 (22% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the BOM:511676 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GIC Housing Finance Business Description

Other Exchanges GICHSGFIN:India
Address 14, Jamshedji Tata Road, 6th Floor, National Insurance Building, Churchgate, Mumbai, MH, IND, 400 020
GIC Housing Finance Ltd is a specialty finance firm located in India. It was formed with the objective of entering the field of direct lending to individuals and other corporates to accelerate housing activities in India. The primary activity of the company is granting housing loans to individuals and to persons/entities involved in the construction of houses for residential purposes. The company is exclusively engaged in the housing finance business and revenues are mainly derived from Interest Income. It operates in a single business segment which is financing.
56GF Score

Get the complete analysis for BOM:511676

Total Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹148.70
Price
₹190.75
GF Value