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The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. GIC Housing Finance's Revenue for the
three
months ended in Mar. 2026 was ₹2,707 Mil. GIC Housing Finance's average Accounts Receivable for the
three
months ended in Mar. 2026 was ₹5 Mil.
Hence, GIC Housing Finance's Receivables Turnover for the
three
months ended in Mar. 2026 was 501.26.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
GIC Housing Finance Receivables Turnover Related Terms
GIC Housing Finance Receivables Turnover Historical Data
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The historical data trend for GIC Housing Finance's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511676 vs RKT, FNMA, PFSI: Receivables Turnover Comparison
For the Mortgage Finance subindustry, GIC Housing Finance's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GIC Housing Finance Receivables Turnover vs Banks Industry
For the Banks industry and Financial Services sector, GIC Housing Finance's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where GIC Housing Finance's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GIC Housing Finance (BOM:511676) has a Receivables Turnover of 501.26 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on GIC Housing Finance and its competitors. According to the industry distribution chart, GIC Housing Finance ranks #2 out of 33 companies in the Banks industry, placing it in the top 6.1%.
Is GIC Housing Finance's Receivables Turnover too high?
GIC Housing Finance's current Receivables Turnover is 501.26. The Banks industry median Receivables Turnover is 9.63. GIC Housing Finance's value of 501.26 is 5105.2% above this industry median. Based on the distribution chart, GIC Housing Finance ranks #2 out of 33 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, GIC Housing Finance has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GIC Housing Finance's Receivables Turnover compare to RKT and FNMA?
According to the Banks industry distribution chart, GIC Housing Finance ranks #2 out of 33 companies for Receivables Turnover. This places GIC Housing Finance in the top 6% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 9.63. GIC Housing Finance's value of 501.26 is 5105.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Banks company?
The median Receivables Turnover among Banks companies is 9.63, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GIC Housing Finance's current Receivables Turnover of 501.26 is 5105.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on GIC Housing Finance and its competitors. For the Banks industry, the median Receivables Turnover is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GIC Housing Finance's current Receivables Turnover is 501.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, GIC Housing Finance (BOM:511676) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹190.63, compared to a current price of ₹149.20 — trading 21.7% below its estimated fair value. The current Receivables Turnover is 501.26 and 5105.2% above the Banks industry median of 9.63. GIC Housing Finance's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For GIC Housing Finance (BOM:511676), the current Receivables Turnover is 501.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GIC Housing Finance (BOM:511676) Overvalued in 2026?
Based on GuruFocus' analysis, GIC Housing Finance stock appears to be undervalued.
The current stock price of ₹149.20 is trading 21.7% below its estimated GF Value™ of ₹190.63.
GuruFocus considers GIC Housing Finance to be Modestly Undervalued.
Key valuation signals for BOM:511676:
Receivables Turnover: 501.26
GF Value™: ₹190.63 vs. price of ₹149.20 (21.7% below fair value)
Industry Position: 5105.2% above the Banks median (#2 of 33)
No single metric tells the full story. See the BOM:511676 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GIC Housing Finance Ltd is a specialty finance firm located in India. It was formed with the objective of entering the field of direct lending to individuals and other corporates to accelerate housing activities in India. The primary activity of the company is granting housing loans to individuals and to persons/entities involved in the construction of houses for residential purposes. The company is exclusively engaged in the housing finance business and revenues are mainly derived from Interest Income. It operates in a single business segment which is financing.
56GF Score
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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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