GIC Housing Finance (BOM:511676) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 27, 2026)


BOM:511676 GIC Housing Finance Ltd BOM:511676
57 GF Score
Price ₹159.75
GF Value ₹192.59
Valuation Modestly Undervalued
! 7 Warning Signs
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What is GIC Housing Finance Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

GIC Housing Finance's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

BOM:511676 vs RKT, FNMA, PFSI: Margin of Safety % (DCF Earnings Based) Comparison

For the Mortgage Finance subindustry, GIC Housing Finance's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

GIC Housing Finance Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, GIC Housing Finance's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where GIC Housing Finance's Margin of Safety % (DCF Earnings Based) falls into.


BOM:511676
57GF Score
GIC Housing Finance Ltd BOM:511676
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is GIC Housing Finance (BOM:511676) Overvalued in 2026?

Based on GuruFocus' analysis, GIC Housing Finance stock appears to be undervalued. The current stock price of ₹159.75 is trading 17.1% below its estimated GF Value™ of ₹192.59. GuruFocus considers GIC Housing Finance to be Modestly Undervalued.

Key valuation signals for BOM:511676:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: ₹192.59 vs. price of ₹159.75 (17.1% below fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the BOM:511676 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GIC Housing Finance Business Description

Other Exchanges GICHSGFIN:India
Address 14, Jamshedji Tata Road, 6th Floor, National Insurance Building, Churchgate, Mumbai, MH, IND, 400 020
GIC Housing Finance Ltd is a specialty finance firm located in India. It was formed with the objective of entering the field of direct lending to individuals and other corporates to accelerate housing activities in India. The primary activity of the company is granting housing loans to individuals and to persons/entities involved in the construction of houses for residential purposes. The company is exclusively engaged in the housing finance business and revenues are mainly derived from Interest Income. It operates in a single business segment which is financing.
57GF Score

Get the complete analysis for BOM:511676

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹159.75
Price
₹192.59
GF Value