The historical rank and industry rank for GIC Housing Finance's FCF Margin % or its related term are showing as below:
BOM:511676'
s FCF Margin % Range Over the Past 10 Years
Min: -155.39 Med: -0.65 Max: 112.58
Current: -30.45
During the past 13 years, the highest FCF Margin % of GIC Housing Finance was 112.58%. The lowest was -155.39%. And the median was -0.65%.
BOM:511676's FCF Margin % is ranked worse than 81.78% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs BOM:511676: -30.45
GIC Housing Finance FCF Margin % Related Terms
GIC Housing Finance FCF Margin % Historical Data
* Premium members only.
The historical data trend for GIC Housing Finance's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511676 vs RKT, FNMA, PFSI: FCF Margin % Comparison
For the Mortgage Finance subindustry, GIC Housing Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GIC Housing Finance FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, GIC Housing Finance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where GIC Housing Finance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GIC Housing Finance (BOM:511676) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on GIC Housing Finance and its competitors. According to the industry distribution chart, GIC Housing Finance ranks #1234 out of 1509 companies in the Banks industry, placing it in the top 81.8%.
Is GIC Housing Finance's FCF Margin % too high?
GIC Housing Finance's current FCF Margin % is 0.00%. Based on the distribution chart, GIC Housing Finance ranks #1234 out of 1509 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, GIC Housing Finance has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GIC Housing Finance's FCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, GIC Housing Finance ranks #1234 out of 1509 companies for FCF Margin %. This places GIC Housing Finance in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on GIC Housing Finance and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GIC Housing Finance's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, GIC Housing Finance (BOM:511676) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹192.59, compared to a current price of ₹159.75 — trading 17.1% below its estimated fair value. The current FCF Margin % is 0.00%. GIC Housing Finance's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For GIC Housing Finance (BOM:511676), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GIC Housing Finance (BOM:511676) Overvalued in 2026?
Based on GuruFocus' analysis, GIC Housing Finance stock appears to be undervalued.
The current stock price of ₹159.75 is trading 17.1% below its estimated GF Value™ of ₹192.59.
GuruFocus considers GIC Housing Finance to be Modestly Undervalued.
Key valuation signals for BOM:511676:
FCF Margin %: 0.00%
GF Value™: ₹192.59 vs. price of ₹159.75 (17.1% below fair value)
No single metric tells the full story. See the BOM:511676 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GIC Housing Finance Ltd is a specialty finance firm located in India. It was formed with the objective of entering the field of direct lending to individuals and other corporates to accelerate housing activities in India. The primary activity of the company is granting housing loans to individuals and to persons/entities involved in the construction of houses for residential purposes. The company is exclusively engaged in the housing finance business and revenues are mainly derived from Interest Income. It operates in a single business segment which is financing.
57GF Score
Get the complete analysis for BOM:511676
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:511676 has been successfully added to your 
