Equitas Small Finance Bank (BOM:543243) Enterprise Value: ₹95,102 Mil (As of Jul. 12, 2026) ***


BOM:543243 Equitas Small Finance Bank Ltd BOM:543243
77 GF Score
Price ₹82.21
GF Value ₹85.83
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Equitas Small Finance Bank Enterprise Value?

Equitas Small Finance Bank BOM:543243 +5.13% 77 Enterprise Value is ₹95,102 Mil as of Jul. 12, 2026. GuruFocus rates BOM:543243 with a GF Score™ of 77/100 and a GF Value™ of ₹85.83 (Fairly Valued). The stock has 8 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Equitas Small Finance Bank's Enterprise Value is ₹95,102 Mil. Equitas Small Finance Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹44,647 Mil. Therefore, Equitas Small Finance Bank's EV-to-Revenue ratio for today is 2.13.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Equitas Small Finance Bank's Enterprise Value is ₹95,102 Mil. Equitas Small Finance Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Equitas Small Finance Bank's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Equitas Small Finance Bank's Enterprise Value is ₹95,102 Mil. Equitas Small Finance Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Equitas Small Finance Bank's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Equitas Small Finance Bank  (BOM:543243) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Equitas Small Finance Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=95102.373/44647.166
=2.13

Equitas Small Finance Bank's current Enterprise Value is ₹95,102 Mil.
Equitas Small Finance Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹44,647 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Equitas Small Finance Bank's EV-to-OCF for today is:


Equitas Small Finance Bank's current Enterprise Value is ₹95,102 Mil.
Equitas Small Finance Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Equitas Small Finance Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=95102.373/0
=

Equitas Small Finance Bank's current Enterprise Value is ₹95,102 Mil.
Equitas Small Finance Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Equitas Small Finance Bank Enterprise Value Related Terms


Equitas Small Finance Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Equitas Small Finance Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equitas Small Finance Bank Enterprise Value Chart

Equitas Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only 68,880.09 91,780.15 86,960.69 28,699.32 60,020.34

Equitas Small Finance Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28,699.32 76,616.89 36,384.52 71,819.73 60,020.34

Equitas Small Finance Bank Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Equitas Small Finance Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Equitas Small Finance Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Equitas Small Finance Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Equitas Small Finance Bank's Enterprise Value falls into.


BOM:543243
77GF Score
Equitas Small Finance Bank Ltd BOM:543243
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Equitas Small Finance Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Equitas Small Finance Bank's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Equitas Small Finance Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹95,102 Mil mean?
Equitas Small Finance Bank (BOM:543243) has a Enterprise Value of ₹95,102 Mil as of Jul. 12, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Equitas Small Finance Bank and its competitors.
Is Equitas Small Finance Bank's Enterprise Value too high?
Equitas Small Finance Bank's current Enterprise Value is ₹95,102 Mil. Overall, Equitas Small Finance Bank has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Equitas Small Finance Bank's Enterprise Value compare to competitors?
Equitas Small Finance Bank's Enterprise Value of ₹95,102 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Equitas Small Finance Bank and its competitors. Equitas Small Finance Bank's current Enterprise Value is ₹95,102 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitas Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Equitas Small Finance Bank (BOM:543243) is currently considered Fairly Valued. The stock's GF Value™ is ₹85.83, compared to a current price of ₹82.21 — trading 4.2% below its estimated fair value. The current Enterprise Value is ₹95,102 Mil. Equitas Small Finance Bank's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Equitas Small Finance Bank (BOM:543243), the current Enterprise Value is ₹95,102 Mil as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equitas Small Finance Bank (BOM:543243) Overvalued in 2026?

Based on GuruFocus' analysis, Equitas Small Finance Bank stock appears to be undervalued. The current stock price of ₹82.21 is trading 4.2% below its estimated GF Value™ of ₹85.83. GuruFocus considers Equitas Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:543243:

  • Enterprise Value: ₹95,102 Mil
  • GF Value™: ₹85.83 vs. price of ₹82.21 (4.2% below fair value)
  • GF Score™: 77/100 with 8 warning signs

No single metric tells the full story. See the BOM:543243 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Equitas Small Finance Bank Business Description

Other Exchanges EQUITASBNK:India
Address No. 769, Mount Road, 4th Floor, Phase II, Spencer Plaza, Anna Salai, Chennai, TN, IND, 600 002
Equitas Small Finance Bank Ltd is a small finance bank. It offers banking products and services to customers. The firm's financial products and services include the provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance, used and new commercial vehicle loans, Micro and Small Enterprises loans and others. Its segments include Treasury; Corporate / Wholesale Banking; Retail Banking; and Other Banking Business. The company generates a majority of its revenue from the retail banking segment.
77GF Score

Get the complete analysis for BOM:543243

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹82.21
Price
₹85.83
GF Value