This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Equitas Small Finance Bank's Median PS Value or its related term are showing as below:
BOM:543243's Price-to-Median-PS-Value is not ranked *
in the Banks industry.
Industry Median: 1.11 * Ranked among companies with meaningful Price-to-Median-PS-Value only.
Equitas Small Finance Bank (BOM:543243) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Equitas Small Finance Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
76.33
/
0.00
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equitas Small Finance Bank Median PS Value Related Terms
Equitas Small Finance Bank Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equitas Small Finance Bank Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Equitas Small Finance Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equitas Small Finance Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Equitas Small Finance Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Equitas Small Finance Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.
Equitas Small Finance Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹39.051.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equitas Small Finance Bank (BOM:543243) has a Median PS Value of ₹0.00 as of Jul. 05, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Equitas Small Finance Bank and its competitors. According to the industry distribution chart, Equitas Small Finance Bank ranks #999999 out of 1042 companies in the Banks industry.
Is Equitas Small Finance Bank's Median PS Value too high?
Equitas Small Finance Bank's current Median PS Value is ₹0.00. Based on the distribution chart, Equitas Small Finance Bank ranks #999999 out of 1042 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Equitas Small Finance Bank has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Equitas Small Finance Bank's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Equitas Small Finance Bank ranks #999999 out of 1042 companies for Median PS Value. This places Equitas Small Finance Bank in the lower half of its industry. The industry median Median PS Value is 1.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Equitas Small Finance Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equitas Small Finance Bank's current Median PS Value is ₹0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitas Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Equitas Small Finance Bank (BOM:543243) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹85.46, compared to a current price of ₹76.33 — trading 10.7% below its estimated fair value. The current Median PS Value is ₹0.00. Equitas Small Finance Bank's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Equitas Small Finance Bank (BOM:543243), the current Median PS Value is ₹0.00 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equitas Small Finance Bank (BOM:543243) Overvalued in 2026?
Based on GuruFocus' analysis, Equitas Small Finance Bank stock appears to be undervalued.
The current stock price of ₹76.33 is trading 10.7% below its estimated GF Value™ of ₹85.46.
GuruFocus considers Equitas Small Finance Bank to be Modestly Undervalued.
Key valuation signals for BOM:543243:
Median PS Value: ₹0.00
GF Value™: ₹85.46 vs. price of ₹76.33 (10.7% below fair value)
No single metric tells the full story. See the BOM:543243 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equitas Small Finance Bank Ltd is a small finance bank. It offers banking products and services to customers. The firm's financial products and services include the provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance, used and new commercial vehicle loans, Micro and Small Enterprises loans and others. Its segments include Treasury; Corporate / Wholesale Banking; Retail Banking; and Other Banking Business. The company generates a majority of its revenue from the retail banking segment.
78GF Score
Get the complete analysis for BOM:543243
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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