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* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Equitas Small Finance Bank's PEG Ratio or its related term are showing as below:
BOM:543243'
s PEG Ratio Range Over the Past 10 Years
Min: 0.6 Med: 2.41 Max: 6.79
Current: 6.47
During the past 9 years, Equitas Small Finance Bank's highest PEG Ratio was 6.79. The lowest was 0.60. And the median was 2.41.
BOM:543243's PEG Ratio is ranked worse than 89.33% of 1228
companies
in the Banks industry
Industry Median: 1.545
vs BOM:543243: 6.47
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Equitas Small Finance Bank (BOM:543243) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Equitas Small Finance Bank PEG Ratio Related Terms
Equitas Small Finance Bank PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equitas Small Finance Bank PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Equitas Small Finance Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equitas Small Finance Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Equitas Small Finance Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Equitas Small Finance Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Equitas Small Finance Bank (BOM:543243) has a PEG Ratio of 6.47 as of Jul. 24, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Equitas Small Finance Bank and its competitors. This is 168% above median its historical median of 2.41. Over the past decade, Equitas Small Finance Bank's PEG Ratio has ranged from 0.60 to 6.79. According to the industry distribution chart, Equitas Small Finance Bank ranks #1097 out of 1228 companies in the Banks industry, placing it in the top 89.3%.
Is Equitas Small Finance Bank's PEG Ratio too high?
Equitas Small Finance Bank's current PEG Ratio of 6.47 is 168% above median its 10-year median of 2.41. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 6.79. The Banks industry median PEG Ratio is 1.55. Equitas Small Finance Bank's value of 6.47 is 318.8% above this industry median. Based on the distribution chart, Equitas Small Finance Bank ranks #1097 out of 1228 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Equitas Small Finance Bank has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Equitas Small Finance Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Equitas Small Finance Bank ranks #1097 out of 1228 companies for PEG Ratio. This places Equitas Small Finance Bank in the lower half of its industry. The industry median PEG Ratio is 1.55. Equitas Small Finance Bank's value of 6.47 is 318.8% above this benchmark. Historically, Equitas Small Finance Bank's own PEG Ratio has ranged from 0.60 to 6.79 over the past decade. While the company's 10-year median is 2.41 vs. the industry median of 1.55, Equitas Small Finance Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equitas Small Finance Bank's current PEG Ratio of 6.47 is 318.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Equitas Small Finance Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equitas Small Finance Bank's current PEG Ratio is 6.47, which is 168% above median its own 10-year median of 2.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitas Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Equitas Small Finance Bank (BOM:543243) is currently considered Fairly Valued. The stock's GF Value™ is ₹86.32, compared to a current price of ₹78.55 — trading 9% below its estimated fair value. The current PEG Ratio is 6.47, which is 168% above median its 10-year median of 2.41 and 318.8% above the Banks industry median of 1.55. Equitas Small Finance Bank's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Equitas Small Finance Bank (BOM:543243), the current PEG Ratio is 6.47 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equitas Small Finance Bank (BOM:543243) Overvalued in 2026?
Based on GuruFocus' analysis, Equitas Small Finance Bank stock appears to be undervalued.
The current stock price of ₹78.55 is trading 9% below its estimated GF Value™ of ₹86.32.
GuruFocus considers Equitas Small Finance Bank to be Fairly Valued.
Key valuation signals for BOM:543243:
PEG Ratio: 6.47 (168% above median its 10-year median of 2.41)
GF Value™: ₹86.32 vs. price of ₹78.55 (9% below fair value)
Industry Position: 318.8% above the Banks median (#1097 of 1228)
No single metric tells the full story. See the BOM:543243 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equitas Small Finance Bank Ltd is a small finance bank. It offers banking products and services to customers. The firm's financial products and services include the provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance, used and new commercial vehicle loans, Micro and Small Enterprises loans and others. Its segments include Treasury; Corporate / Wholesale Banking; Retail Banking; and Other Banking Business. The company generates a majority of its revenue from the retail banking segment.
74GF Score
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