The historical rank and industry rank for Equitas Small Finance Bank's Net Margin % or its related term are showing as below:
BOM:543243'
s Net Margin % Range Over the Past 10 Years
Min: 2.31 Med: 13.85 Max: 21.3
Current: 2.31
BOM:543243's Net Margin % is ranked worse than 94.12% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs BOM:543243: 2.31
Equitas Small Finance Bank (BOM:543243) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Equitas Small Finance Bank Net Margin % Related Terms
Equitas Small Finance Bank Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equitas Small Finance Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Equitas Small Finance Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equitas Small Finance Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Equitas Small Finance Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Equitas Small Finance Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equitas Small Finance Bank (BOM:543243) has a Net Margin % of 17.10% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Equitas Small Finance Bank and its competitors. This is 23% above median its historical median of 13.85. Over the past decade, Equitas Small Finance Bank's Net Margin % has ranged from 2.31 to 21.30. According to the industry distribution chart, Equitas Small Finance Bank ranks #1440 out of 1530 companies in the Banks industry, placing it in the top 94.1%.
Is Equitas Small Finance Bank's Net Margin % too high?
Equitas Small Finance Bank's current Net Margin % of 17.10% is 23% above median its 10-year median of 13.85. Over the past 10 years, this metric has ranged from a low of 2.31 to a high of 21.30. The Banks industry median Net Margin % is 26.85. Equitas Small Finance Bank's value of 17.10% is 36.3% below this industry median. Based on the distribution chart, Equitas Small Finance Bank ranks #1440 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Equitas Small Finance Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Equitas Small Finance Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Equitas Small Finance Bank ranks #1440 out of 1530 companies for Net Margin %. This places Equitas Small Finance Bank in the lower half of its industry. The industry median Net Margin % is 26.85. Equitas Small Finance Bank's value of 17.10% is 36.3% below this benchmark. Historically, Equitas Small Finance Bank's own Net Margin % has ranged from 2.31 to 21.30 over the past decade. While the company's 10-year median is 13.85 vs. the industry median of 26.85, Equitas Small Finance Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equitas Small Finance Bank's current Net Margin % of 17.10% is 36.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Equitas Small Finance Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equitas Small Finance Bank's current Net Margin % is 17.10%, which is 23% above median its own 10-year median of 13.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitas Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Equitas Small Finance Bank (BOM:543243) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹84.91, compared to a current price of ₹74.64 — trading 12.1% below its estimated fair value. The current Net Margin % is 17.10%, which is 23% above median its 10-year median of 13.85 and 36.3% below the Banks industry median of 26.85. Equitas Small Finance Bank's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Equitas Small Finance Bank (BOM:543243), the current Net Margin % is 17.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equitas Small Finance Bank (BOM:543243) Overvalued in 2026?
Based on GuruFocus' analysis, Equitas Small Finance Bank stock appears to be undervalued.
The current stock price of ₹74.64 is trading 12.1% below its estimated GF Value™ of ₹84.91.
GuruFocus considers Equitas Small Finance Bank to be Modestly Undervalued.
Key valuation signals for BOM:543243:
Net Margin %: 17.10% (23% above median its 10-year median of 13.85)
GF Value™: ₹84.91 vs. price of ₹74.64 (12.1% below fair value)
Industry Position: 36.3% below the Banks median (#1440 of 1530)
No single metric tells the full story. See the BOM:543243 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equitas Small Finance Bank Ltd is a small finance bank. It offers banking products and services to customers. The firm's financial products and services include the provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance, used and new commercial vehicle loans, Micro and Small Enterprises loans and others. Its segments include Treasury; Corporate / Wholesale Banking; Retail Banking; and Other Banking Business. The company generates a majority of its revenue from the retail banking segment.
74GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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