Equitas Small Finance Bank (BOM:543243) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543243 Equitas Small Finance Bank Ltd BOM:543243
73 GF Score
Price ₹83.06
GF Value ₹85.92
Valuation Fairly Valued
! 8 Warning Signs
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What is Equitas Small Finance Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

BOM:543243
73GF Score
Equitas Small Finance Bank Ltd BOM:543243
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Equitas Small Finance Bank (BOM:543243) Overvalued in 2026?

Based on GuruFocus' analysis, Equitas Small Finance Bank stock appears to be undervalued. The current stock price of ₹83.06 is trading 3.3% below its estimated GF Value™ of ₹85.92. GuruFocus considers Equitas Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:543243:

  • Altman Z-Score:
  • GF Value™: ₹85.92 vs. price of ₹83.06 (3.3% below fair value)
  • GF Score™: 73/100 with 8 warning signs

No single metric tells the full story. See the BOM:543243 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Equitas Small Finance Bank Business Description

Other Exchanges EQUITASBNK:India
Address No. 769, Mount Road, 4th Floor, Phase II, Spencer Plaza, Anna Salai, Chennai, TN, IND, 600 002
Equitas Small Finance Bank Ltd is a small finance bank. It offers banking products and services to customers. The firm's financial products and services include the provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance, used and new commercial vehicle loans, Micro and Small Enterprises loans and others. Its segments include Treasury; Corporate / Wholesale Banking; Retail Banking; and Other Banking Business. The company generates a majority of its revenue from the retail banking segment.
73GF Score

Get the complete analysis for BOM:543243

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹83.06
Price
₹85.92
GF Value