Equitas Small Finance Bank (BOM:543243) Retained Earnings: ₹0 Mil (As of Jun. 2026)

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BOM:543243 Equitas Small Finance Bank Ltd BOM:543243
73 GF Score
Price ₹72.61
GF Value ₹84.69
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Equitas Small Finance Bank Retained Earnings?

Equitas Small Finance Bank BOM:543243 +0.18% 73 Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus rates BOM:543243 with a GF Score™ of 73/100 and a GF Value™ of ₹84.69 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Equitas Small Finance Bank's retained earnings for the quarter that ended in Jun. 2026 was ₹0 Mil.

Equitas Small Finance Bank's quarterly retained earnings increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹9,435 Mil) but then declined from Mar. 2026 (₹9,435 Mil) to Jun. 2026 (₹0 Mil).

Equitas Small Finance Bank's annual retained earnings declined from Mar. 2024 (₹9,368 Mil) to Mar. 2025 (₹8,975 Mil) but then increased from Mar. 2025 (₹8,975 Mil) to Mar. 2026 (₹9,435 Mil).


Equitas Small Finance Bank  (BOM:543243) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Equitas Small Finance Bank Retained Earnings Historical Data

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The historical data trend for Equitas Small Finance Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equitas Small Finance Bank Retained Earnings Chart

Equitas Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only 10,968.00 5,986.39 9,368.22 8,974.71 9,435.23

Equitas Small Finance Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 9,435.23 0.00
BOM:543243
73GF Score
Equitas Small Finance Bank Ltd BOM:543243
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Equitas Small Finance Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0 Mil mean?
Equitas Small Finance Bank (BOM:543243) has a Retained Earnings of ₹0 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Equitas Small Finance Bank and its competitors.
Is Equitas Small Finance Bank's Retained Earnings too high?
Equitas Small Finance Bank's current Retained Earnings is ₹0 Mil. Overall, Equitas Small Finance Bank has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Equitas Small Finance Bank's Retained Earnings compare to competitors?
Equitas Small Finance Bank's Retained Earnings of ₹0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Equitas Small Finance Bank and its competitors. Equitas Small Finance Bank's current Retained Earnings is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitas Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Equitas Small Finance Bank (BOM:543243) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹84.69, compared to a current price of ₹72.61 — trading 14.3% below its estimated fair value. The current Retained Earnings is ₹0 Mil. Equitas Small Finance Bank's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Equitas Small Finance Bank (BOM:543243), the current Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equitas Small Finance Bank (BOM:543243) Overvalued in 2026?

Based on GuruFocus' analysis, Equitas Small Finance Bank stock appears to be undervalued. The current stock price of ₹72.61 is trading 14.3% below its estimated GF Value™ of ₹84.69. GuruFocus considers Equitas Small Finance Bank to be Modestly Undervalued.

Key valuation signals for BOM:543243:

  • Retained Earnings: ₹0 Mil
  • GF Value™: ₹84.69 vs. price of ₹72.61 (14.3% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the BOM:543243 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Equitas Small Finance Bank Business Description

Other Exchanges EQUITASBNK:India
Address No. 769, Mount Road, 4th Floor, Phase II, Spencer Plaza, Anna Salai, Chennai, TN, IND, 600 002
Equitas Small Finance Bank Ltd is a small finance bank. It offers banking products and services to customers. The firm's financial products and services include the provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance, used and new commercial vehicle loans, Micro and Small Enterprises loans and others. Its segments include Treasury; Corporate / Wholesale Banking; Retail Banking; and Other Banking Business. The company generates a majority of its revenue from the retail banking segment.
73GF Score

Get the complete analysis for BOM:543243

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹72.61
Price
₹84.69
GF Value