Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Riverbank Hldg Co's Enterprise Value is $17.02 Mil.
Riverbank Hldg Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $13.75 Mil. Therefore, Riverbank Hldg Co's EV-to-Revenue ratio for today is 1.24.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Riverbank Hldg Co (OTCPK:RBNK) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
Riverbank Hldg Co's current Enterprise Value is $17.02 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Riverbank Hldg Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $13.75 Mil.
Riverbank Hldg Co's current Enterprise Value is $17.02 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Riverbank Hldg Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $3.13 Mil.
Riverbank Hldg Co's current Enterprise Value is $17.02 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Riverbank Hldg Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $2.78 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Riverbank Hldg Co Enterprise Value Related Terms
Riverbank Hldg Co Enterprise Value Historical Data
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The historical data trend for Riverbank Hldg Co's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RBNK vs JFWV, WOBK, FBPA: Enterprise Value Comparison
For the Banks - Regional subindustry, Riverbank Hldg Co's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Riverbank Hldg Co Enterprise Value vs Banks Industry
For the Banks industry and Financial Services sector, Riverbank Hldg Co's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Riverbank Hldg Co's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Riverbank Hldg Co's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Riverbank Hldg Co (RBNK) has a Enterprise Value of $17.02 Mil as of Jun. 30, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Riverbank Hldg Co and its competitors.
Is Riverbank Hldg Co's Enterprise Value too high?
Riverbank Hldg Co's current Enterprise Value is $17.02 Mil. Overall, Riverbank Hldg Co has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Riverbank Hldg Co's Enterprise Value compare to JFWV and WOBK?
Riverbank Hldg Co's Enterprise Value of $17.02 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Riverbank Hldg Co and its competitors. Riverbank Hldg Co's current Enterprise Value is $17.02 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverbank Hldg Co stock overvalued right now?
Based on GuruFocus' analysis, Riverbank Hldg Co (RBNK) is currently considered Fairly Valued. The stock's GF Value™ is $26.60, compared to a current price of $28.50 — trading 7.1% above its estimated fair value. The current Enterprise Value is $17.02 Mil. Riverbank Hldg Co's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Riverbank Hldg Co (RBNK), the current Enterprise Value is $17.02 Mil as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Riverbank Hldg Co (RBNK) Overvalued in 2026?
Based on GuruFocus' analysis, Riverbank Hldg Co stock appears to be overvalued.
The current stock price of $28.50 is trading 7.1% above its estimated GF Value™ of $26.60.
GuruFocus considers Riverbank Hldg Co to be Fairly Valued.
Key valuation signals for RBNK:
Enterprise Value: $17.02 Mil
GF Value™: $26.60 vs. price of $28.50 (7.1% above fair value)
No single metric tells the full story. See the RBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Riverbank Hldg Co is a community bank. The Bank provides a full range of banking services to its commercial and consumer customers serving Spokane, Washington, and the Inland Northwest. The services provided by the bank are business lending, personal lending, SBA lending, digital banking, and other services.
62GF Score
Get the complete analysis for RBNK
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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