RBNK (Riverbank Hldg Co) EPS (Diluted): $3.22 (TTM As of Dec. 2025)


RBNK Riverbank Hldg Co RBNK
62 GF Score
Price $29.00
GF Value $26.66
! 4 Warning Signs
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What is Riverbank Hldg Co EPS (Diluted)?

Riverbank Hldg Co RBNK +1.75% 62 EPS (Diluted) is $3.22 as of Dec. 2025. GuruFocus rates RBNK with a GF Score™ of 62/100 and a GF Value™ of $26.66. The stock has 4 warning signs investors should review.

Riverbank Hldg Co's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $3.22. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $3.22.

Riverbank Hldg Co's EPS (Basic) for the six months ended in Dec. 2025 was $3.23. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $3.23.

Riverbank Hldg Co's EPS without NRI for the six months ended in Dec. 2025 was $3.22. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $3.22.

During the past 12 months, Riverbank Hldg Co's average EPS without NRIGrowth Rate was 74.10% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 24.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was 23.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 7 years, Riverbank Hldg Co's highest 3-Year average EPS without NRI Growth Rate was 24.00% per year. The lowest was -3.70% per year. And the median was 20.40% per year.


Riverbank Hldg Co  (OTCPK:RBNK) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Riverbank Hldg Co EPS (Diluted) Related Terms


Riverbank Hldg Co EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for Riverbank Hldg Co's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riverbank Hldg Co EPS (Diluted) Chart

Riverbank Hldg Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial 2.07 1.69 1.09 1.85 3.22

Riverbank Hldg Co Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted) Get a 7-Day Free Trial 2.07 1.69 1.09 1.85 3.22

RBNK vs JFWV, WOBK, FBPA: EPS (Diluted) Comparison

For the Banks - Regional subindustry, Riverbank Hldg Co's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Riverbank Hldg Co PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Riverbank Hldg Co's PE Ratio distribution charts can be found below:

* The bar in red indicates where Riverbank Hldg Co's PE Ratio falls into.


RBNK
62GF Score
Riverbank Hldg Co RBNK
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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Riverbank Hldg Co EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

Riverbank Hldg Co's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(3.6-0)/1.118
=3.22

Riverbank Hldg Co's Diluted EPS for the quarter that ended in Dec. 2025 is calculated as

Diluted EPS (Q: Dec. 2025 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(3.6-0)/1.118
=3.22

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $3.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of $3.22 mean?
Riverbank Hldg Co (RBNK) has a EPS (Diluted) of $3.22 as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Riverbank Hldg Co and its competitors.
Is Riverbank Hldg Co's EPS (Diluted) too high?
Riverbank Hldg Co's current EPS (Diluted) is $3.22. Overall, Riverbank Hldg Co has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Riverbank Hldg Co's EPS (Diluted) compare to JFWV and WOBK?
Riverbank Hldg Co's EPS (Diluted) of $3.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Riverbank Hldg Co and its competitors. Riverbank Hldg Co's current EPS (Diluted) is $3.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverbank Hldg Co stock overvalued right now?
Riverbank Hldg Co (RBNK) has a current EPS (Diluted) of $3.22. The stock's GF Value™ is $26.66, compared to a current price of $29.00 — trading 8.8% above its estimated fair value. The current EPS (Diluted) is $3.22. Riverbank Hldg Co's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Riverbank Hldg Co (RBNK), the current EPS (Diluted) is $3.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Riverbank Hldg Co (RBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Riverbank Hldg Co stock appears to be overvalued. The current stock price of $29.00 is trading 8.8% above its estimated GF Value™ of $26.66.

Key valuation signals for RBNK:

  • EPS (Diluted): $3.22
  • GF Value™: $26.66 vs. price of $29.00 (8.8% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the RBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Riverbank Hldg Co Business Description

Address 202 East Spokane Falls Boulevard, Suite 400, Spokane, WA, USA, 99202
Riverbank Hldg Co is a community bank. The Bank provides a full range of banking services to its commercial and consumer customers serving Spokane, Washington, and the Inland Northwest. The services provided by the bank are business lending, personal lending, SBA lending, digital banking, and other services.
62GF Score

Get the complete analysis for RBNK

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.00
Price
$26.66
GF Value