RBNK (Riverbank Hldg Co) Change In Receivables: $-0.05 Mil (TTM As of Dec. 2025)

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RBNK Riverbank Hldg Co RBNK
67 GF Score
Price $31.00
GF Value $27.12
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Riverbank Hldg Co Change In Receivables?

Riverbank Hldg Co RBNK 67 Change In Receivables is $-0.05 Mil as of Dec. 2025. GuruFocus rates RBNK with a GF Score™ of 67/100 and a GF Value™ of $27.12 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Riverbank Hldg Co's change in receivables for the quarter that ended in Dec. 2025 was $-0.05 Mil. It means Riverbank Hldg Co's Accounts Receivable increased by $0.05 Mil from Dec. 2024 to Dec. 2025 .

Riverbank Hldg Co's change in receivables for the fiscal year that ended in Dec. 2025 was $-0.05 Mil. It means Riverbank Hldg Co's Accounts Receivable increased by $0.05 Mil from Dec. 2024 to Dec. 2025 .

Riverbank Hldg Co's Accounts Receivable for the quarter that ended in Dec. 2025 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Riverbank Hldg Co's Days Sales Outstanding for the six months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Riverbank Hldg Co's liquidation value for the six months ended in Dec. 2025 was $-243.35 Mil.


Riverbank Hldg Co  (OTCPK:RBNK) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Riverbank Hldg Co's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/13.753*91
=0.00

2. In Ben Graham's calculation of liquidation value, Riverbank Hldg Co's accounts receivable are only considered to be worth 75% of book value:

Riverbank Hldg Co's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=20.129-263.477+0.75 * 0+0.5 * 0
=-243.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Riverbank Hldg Co Change In Receivables Related Terms


Riverbank Hldg Co Change In Receivables Historical Data

* Premium members only.

The historical data trend for Riverbank Hldg Co's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riverbank Hldg Co Change In Receivables Chart

Riverbank Hldg Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial 0.11 -0.32 0.01 -0.22 -0.05

Riverbank Hldg Co Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables Get a 7-Day Free Trial 0.11 -0.32 0.01 -0.22 -0.05
RBNK
67GF Score
Riverbank Hldg Co RBNK
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Riverbank Hldg Co Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.05 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-0.05 Mil mean?
Riverbank Hldg Co (RBNK) has a Change In Receivables of $-0.05 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Riverbank Hldg Co and its competitors.
Is Riverbank Hldg Co's Change In Receivables too high?
Riverbank Hldg Co's current Change In Receivables is $-0.05 Mil. Overall, Riverbank Hldg Co has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Riverbank Hldg Co's Change In Receivables compare to FBPA and CNBZ?
Riverbank Hldg Co's Change In Receivables of $-0.05 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Riverbank Hldg Co and its competitors. Riverbank Hldg Co's current Change In Receivables is $-0.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverbank Hldg Co stock overvalued right now?
Based on GuruFocus' analysis, Riverbank Hldg Co (RBNK) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.12, compared to a current price of $31.00 — trading 14.3% above its estimated fair value. The current Change In Receivables is $-0.05 Mil. Riverbank Hldg Co's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Riverbank Hldg Co (RBNK), the current Change In Receivables is $-0.05 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Riverbank Hldg Co (RBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Riverbank Hldg Co stock appears to be overvalued. The current stock price of $31.00 is trading 14.3% above its estimated GF Value™ of $27.12. GuruFocus considers Riverbank Hldg Co to be Modestly Overvalued.

Key valuation signals for RBNK:

  • Change In Receivables: $-0.05 Mil
  • GF Value™: $27.12 vs. price of $31.00 (14.3% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the RBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Riverbank Hldg Co Business Description

Address 202 East Spokane Falls Boulevard, Suite 400, Spokane, WA, USA, 99202
Riverbank Hldg Co is a community bank. The Bank provides a full range of banking services to its commercial and consumer customers serving Spokane, Washington, and the Inland Northwest. The services provided by the bank are business lending, personal lending, SBA lending, digital banking, and other services.
67GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.00
Price
$27.12
GF Value