RBNK (Riverbank Hldg Co) ROE % Adjusted to Book Value: 13.39% (As of Dec. 2025)


RBNK Riverbank Hldg Co RBNK
62 GF Score
Price $28.50
GF Value $26.64
Valuation Fairly Valued
! 4 Warning Signs
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What is Riverbank Hldg Co ROE % Adjusted to Book Value?

Riverbank Hldg Co RBNK 62 ROE % Adjusted to Book Value is 13.39% as of Dec. 2025. GuruFocus rates RBNK with a GF Score™ of 62/100 and a GF Value™ of $26.64 (Fairly Valued). The stock has 4 warning signs investors should review.

Riverbank Hldg Co's ROE % for the quarter that ended in Dec. 2025 was 13.39%. Riverbank Hldg Co's PB Ratio for the quarter that ended in Dec. 2025 was 1.00. Riverbank Hldg Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 13.39%.


Riverbank Hldg Co ROE % Adjusted to Book Value Related Terms


Riverbank Hldg Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for Riverbank Hldg Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riverbank Hldg Co ROE % Adjusted to Book Value Chart

Riverbank Hldg Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 0.00 11.53 10.07 10.16 13.39

Riverbank Hldg Co Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial 0.00 11.53 10.07 10.16 13.39

RBNK vs JFWV, WOBK, FBPA: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Riverbank Hldg Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Riverbank Hldg Co ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Riverbank Hldg Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Riverbank Hldg Co's ROE % Adjusted to Book Value falls into.


RBNK
62GF Score
Riverbank Hldg Co RBNK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Riverbank Hldg Co ROE % Adjusted to Book Value Calculation

Riverbank Hldg Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.39% / 1.00
=13.39%

Riverbank Hldg Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.39% / 1.00
=13.39%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.39% mean?
Riverbank Hldg Co (RBNK) has a ROE % Adjusted to Book Value of 13.39% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Riverbank Hldg Co and its competitors.
Is Riverbank Hldg Co's ROE % Adjusted to Book Value too high?
Riverbank Hldg Co's current ROE % Adjusted to Book Value is 13.39%. Overall, Riverbank Hldg Co has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Riverbank Hldg Co's ROE % Adjusted to Book Value compare to JFWV and WOBK?
Riverbank Hldg Co's ROE % Adjusted to Book Value of 13.39% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Riverbank Hldg Co and its competitors. Riverbank Hldg Co's current ROE % Adjusted to Book Value is 13.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverbank Hldg Co stock overvalued right now?
Based on GuruFocus' analysis, Riverbank Hldg Co (RBNK) is currently considered Fairly Valued. The stock's GF Value™ is $26.64, compared to a current price of $28.50 — trading 7% above its estimated fair value. The current ROE % Adjusted to Book Value is 13.39%. Riverbank Hldg Co's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Riverbank Hldg Co (RBNK), the current ROE % Adjusted to Book Value is 13.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Riverbank Hldg Co (RBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Riverbank Hldg Co stock appears to be overvalued. The current stock price of $28.50 is trading 7% above its estimated GF Value™ of $26.64. GuruFocus considers Riverbank Hldg Co to be Fairly Valued.

Key valuation signals for RBNK:

  • ROE % Adjusted to Book Value: 13.39%
  • GF Value™: $26.64 vs. price of $28.50 (7% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the RBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Riverbank Hldg Co Business Description

Address 202 East Spokane Falls Boulevard, Suite 400, Spokane, WA, USA, 99202
Riverbank Hldg Co is a community bank. The Bank provides a full range of banking services to its commercial and consumer customers serving Spokane, Washington, and the Inland Northwest. The services provided by the bank are business lending, personal lending, SBA lending, digital banking, and other services.
62GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.50
Price
$26.64
GF Value