RBNK (Riverbank Hldg Co) Asset Turnover: 0.05 (As of Dec. 2025)


RBNK Riverbank Hldg Co RBNK
62 GF Score
Price $28.50
GF Value $26.60
Valuation Fairly Valued
! 4 Warning Signs
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What is Riverbank Hldg Co Asset Turnover?

Riverbank Hldg Co RBNK 62 Asset Turnover is 0.05 as of Dec. 2025. GuruFocus rates RBNK with a GF Score™ of 62/100 and a GF Value™ of $26.60 (Fairly Valued). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Riverbank Hldg Co's Revenue for the six months ended in Dec. 2025 was $13.75 Mil. Riverbank Hldg Co's Total Assets for the quarter that ended in Dec. 2025 was $277.57 Mil. Therefore, Riverbank Hldg Co's Asset Turnover for the quarter that ended in Dec. 2025 was 0.05.

Asset Turnover is linked to ROE % through Du Pont Formula. Riverbank Hldg Co's annualized ROE % for the quarter that ended in Dec. 2025 was 26.79%. It is also linked to ROA % through Du Pont Formula. Riverbank Hldg Co's annualized ROA % for the quarter that ended in Dec. 2025 was 2.59%.

Riverbank Hldg Co  (OTCPK:RBNK) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Riverbank Hldg Co's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=7.2/26.8785
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(7.2 / 27.506)*(27.506 / 277.566)*(277.566/ 26.8785)
=Net Margin %*Asset Turnover*Equity Multiplier
=26.18 %*0.0991*10.3267
=ROA %*Equity Multiplier
=2.59 %*10.3267
=26.79 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Riverbank Hldg Co's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=7.2/277.566
=(Net Income / Revenue)*(Revenue / Total Assets)
=(7.2 / 27.506)*(27.506 / 277.566)
=Net Margin %*Asset Turnover
=26.18 %*0.0991
=2.59 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.

Riverbank Hldg Co Asset Turnover Related Terms

Riverbank Hldg Co Asset Turnover Historical Data

* Premium members only.

The historical data trend for Riverbank Hldg Co's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riverbank Hldg Co Asset Turnover Chart

Riverbank Hldg Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial 0.04 0.04 0.04 0.04 0.05

Riverbank Hldg Co Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial 0.04 0.04 0.04 0.04 0.05

RBNK vs JFWV, WOBK, FBPA: Asset Turnover Comparison

For the Banks - Regional subindustry, Riverbank Hldg Co's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Riverbank Hldg Co Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Riverbank Hldg Co's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Riverbank Hldg Co's Asset Turnover falls into.


RBNK
62GF Score
Riverbank Hldg Co RBNK
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Riverbank Hldg Co Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Riverbank Hldg Co's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=13.753/( (262.373+292.759)/ 2 )
=13.753/277.566
=0.05

Riverbank Hldg Co's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=13.753/( (262.373+292.759)/ 2 )
=13.753/277.566
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.05 mean?
Riverbank Hldg Co (RBNK) has a Asset Turnover of 0.05 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Riverbank Hldg Co and its competitors.
Is Riverbank Hldg Co's Asset Turnover too high?
Riverbank Hldg Co's current Asset Turnover is 0.05. Overall, Riverbank Hldg Co has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Riverbank Hldg Co's Asset Turnover compare to JFWV and WOBK?
Riverbank Hldg Co's Asset Turnover of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Riverbank Hldg Co and its competitors. Riverbank Hldg Co's current Asset Turnover is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverbank Hldg Co stock overvalued right now?
Based on GuruFocus' analysis, Riverbank Hldg Co (RBNK) is currently considered Fairly Valued. The stock's GF Value™ is $26.60, compared to a current price of $28.50 — trading 7.1% above its estimated fair value. The current Asset Turnover is 0.05. Riverbank Hldg Co's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Riverbank Hldg Co (RBNK), the current Asset Turnover is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Riverbank Hldg Co (RBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Riverbank Hldg Co stock appears to be overvalued. The current stock price of $28.50 is trading 7.1% above its estimated GF Value™ of $26.60. GuruFocus considers Riverbank Hldg Co to be Fairly Valued.

Key valuation signals for RBNK:

  • Asset Turnover: 0.05
  • GF Value™: $26.60 vs. price of $28.50 (7.1% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the RBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Riverbank Hldg Co Business Description

Address 202 East Spokane Falls Boulevard, Suite 400, Spokane, WA, USA, 99202
Riverbank Hldg Co is a community bank. The Bank provides a full range of banking services to its commercial and consumer customers serving Spokane, Washington, and the Inland Northwest. The services provided by the bank are business lending, personal lending, SBA lending, digital banking, and other services.
62GF Score

Get the complete analysis for RBNK

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.50
Price
$26.60
GF Value