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Riverbank Hldg CoRBNK 62 PB Ratio is 1.12 as of Jul. 15, 2026, which is 27% above its 10-year median of 0.88. GuruFocus rates RBNK with a GF Score™ of 62/100 and a GF Value™ of $26.76 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,517 Banks companies, Riverbank Hldg Co ranks worse than 50.69% on this metric.
Riverbank Hldg Co stock PB Ratio (=1.12) is close to 5-year high of 1.18.
The historical rank and industry rank for Riverbank Hldg Co's PB Ratio or its related term are showing as below:
RBNK'
s PB Ratio Range Over the Past 10 Years
Min: 0.56 Med: 0.88 Max: 1.18
Current: 1.12
During the past 7 years, Riverbank Hldg Co's highest PB Ratio was 1.18. The lowest was 0.56. And the median was 0.88.
RBNK's PB Ratio is ranked worse than 50.69% of 1517
companies
in the Banks industry
Industry Median: 1.11
vs RBNK: 1.12
During the past 12 months, Riverbank Hldg Co's average Book Value Per Share Growth Rate was 18.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.00% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Riverbank Hldg Co was 12.40% per year. The lowest was 2.00% per year. And the median was 4.15% per year.
Back to Basics: PB Ratio
Riverbank Hldg Co (OTCPK:RBNK) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Riverbank Hldg Co PB Ratio Related Terms
Riverbank Hldg Co PB Ratio Historical Data
* Premium members only.
The historical data trend for Riverbank Hldg Co's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Riverbank Hldg Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Riverbank Hldg Co PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Riverbank Hldg Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Riverbank Hldg Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Riverbank Hldg Co (RBNK) has a PB Ratio of 1.12 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Riverbank Hldg Co and its competitors. This is 27% above median its historical median of 0.88. Over the past decade, Riverbank Hldg Co's PB Ratio has ranged from 0.56 to 1.18. According to the industry distribution chart, Riverbank Hldg Co ranks #769 out of 1517 companies in the Banks industry, placing it in the top 50.7%.
Is Riverbank Hldg Co's PB Ratio too high?
Riverbank Hldg Co's current PB Ratio of 1.12 is 27% above median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 1.18. The Banks industry median PB Ratio is 1.11. Riverbank Hldg Co's value of 1.12 is 0.9% above this industry median. Based on the distribution chart, Riverbank Hldg Co ranks #769 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Riverbank Hldg Co has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Riverbank Hldg Co's PB Ratio compare to JFWV and WOBK?
According to the Banks industry distribution chart, Riverbank Hldg Co ranks #769 out of 1517 companies for PB Ratio. This places Riverbank Hldg Co in the lower half of its industry. The industry median PB Ratio is 1.11. Riverbank Hldg Co's value of 1.12 is 0.9% above this benchmark. Historically, Riverbank Hldg Co's own PB Ratio has ranged from 0.56 to 1.18 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 1.11, Riverbank Hldg Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Riverbank Hldg Co's current PB Ratio of 1.12 is 0.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Riverbank Hldg Co and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Riverbank Hldg Co's current PB Ratio is 1.12, which is 27% above median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverbank Hldg Co stock overvalued right now?
Based on GuruFocus' analysis, Riverbank Hldg Co (RBNK) is currently considered Fairly Valued. The stock's GF Value™ is $26.76, compared to a current price of $29.00 — trading 8.4% above its estimated fair value. The current PB Ratio is 1.12, which is 27% above median its 10-year median of 0.88 and 0.9% above the Banks industry median of 1.11. Riverbank Hldg Co's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Riverbank Hldg Co (RBNK), the current PB Ratio is 1.12 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Riverbank Hldg Co (RBNK) Overvalued in 2026?
Based on GuruFocus' analysis, Riverbank Hldg Co stock appears to be overvalued.
The current stock price of $29.00 is trading 8.4% above its estimated GF Value™ of $26.76.
GuruFocus considers Riverbank Hldg Co to be Fairly Valued.
Key valuation signals for RBNK:
PB Ratio: 1.12 (27% above median its 10-year median of 0.88)
GF Value™: $26.76 vs. price of $29.00 (8.4% above fair value)
Industry Position: 0.9% above the Banks median (#769 of 1517)
No single metric tells the full story. See the RBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Riverbank Hldg Co is a community bank. The Bank provides a full range of banking services to its commercial and consumer customers serving Spokane, Washington, and the Inland Northwest. The services provided by the bank are business lending, personal lending, SBA lending, digital banking, and other services.
62GF Score
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