RBNK (Riverbank Hldg Co) PEG Ratio: 1.26 (As of Jul. 05, 2026) — 49% Below Median


RBNK Riverbank Hldg Co RBNK
62 GF Score
Price $28.50
GF Value $26.66
Valuation Fairly Valued
! 4 Warning Signs
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What is Riverbank Hldg Co PEG Ratio?

Riverbank Hldg Co RBNK 62 PEG Ratio is 1.26 as of Jul. 05, 2026, which is 49% below its 10-year median of 2.47. GuruFocus rates RBNK with a GF Score™ of 62/100 and a GF Value™ of $26.66 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,231 Banks companies, Riverbank Hldg Co ranks better than 58% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Riverbank Hldg Co's PE Ratio without NRI is 8.85. Riverbank Hldg Co's 5-Year Book Value growth rate is 7.00%. Therefore, Riverbank Hldg Co's PEG Ratio for today is 1.26.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Riverbank Hldg Co's PEG Ratio or its related term are showing as below:

RBNK' s PEG Ratio Range Over the Past 10 Years
Min: 1.16   Med: 2.47   Max: 3.2
Current: 1.26


During the past 7 years, Riverbank Hldg Co's highest PEG Ratio was 3.20. The lowest was 1.16. And the median was 2.47.


RBNK's PEG Ratio is ranked better than
58% of 1231 companies
in the Banks industry
Industry Median: 1.54 vs RBNK: 1.26

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Riverbank Hldg Co  (OTCPK:RBNK) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Riverbank Hldg Co PEG Ratio Related Terms


Riverbank Hldg Co PEG Ratio Historical Data

* Premium members only.

The historical data trend for Riverbank Hldg Co's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riverbank Hldg Co PEG Ratio Chart

Riverbank Hldg Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 2.36 1.16

Riverbank Hldg Co Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 2.36 1.16

RBNK vs JFWV, WOBK, FBPA: PEG Ratio Comparison

For the Banks - Regional subindustry, Riverbank Hldg Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Riverbank Hldg Co PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Riverbank Hldg Co's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Riverbank Hldg Co's PEG Ratio falls into.


RBNK
62GF Score
Riverbank Hldg Co RBNK
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Riverbank Hldg Co PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Riverbank Hldg Co's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=8.8509316770186/7.00
=1.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.26 mean?
Riverbank Hldg Co (RBNK) has a PEG Ratio of 1.26 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Riverbank Hldg Co and its competitors. This is 49% below median its historical median of 2.47. Over the past decade, Riverbank Hldg Co's PEG Ratio has ranged from 1.16 to 3.20. According to the industry distribution chart, Riverbank Hldg Co ranks #517 out of 1231 companies in the Banks industry, placing it in the top 42%.
Is Riverbank Hldg Co's PEG Ratio too high?
Riverbank Hldg Co's current PEG Ratio of 1.26 is 49% below median its 10-year median of 2.47. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 3.20. The Banks industry median PEG Ratio is 1.54. Riverbank Hldg Co's value of 1.26 is 18.2% below this industry median. Based on the distribution chart, Riverbank Hldg Co ranks #517 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Riverbank Hldg Co has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Riverbank Hldg Co's PEG Ratio compare to JFWV and WOBK?
According to the Banks industry distribution chart, Riverbank Hldg Co ranks #517 out of 1231 companies for PEG Ratio. This puts Riverbank Hldg Co in the upper half of its industry. The industry median PEG Ratio is 1.54. Riverbank Hldg Co's value of 1.26 is 18.2% below this benchmark. Historically, Riverbank Hldg Co's own PEG Ratio has ranged from 1.16 to 3.20 over the past decade. While the company's 10-year median is 2.47 vs. the industry median of 1.54, Riverbank Hldg Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Riverbank Hldg Co's current PEG Ratio of 1.26 is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Riverbank Hldg Co and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Riverbank Hldg Co's current PEG Ratio is 1.26, which is 49% below median its own 10-year median of 2.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverbank Hldg Co stock overvalued right now?
Based on GuruFocus' analysis, Riverbank Hldg Co (RBNK) is currently considered Fairly Valued. The stock's GF Value™ is $26.66, compared to a current price of $28.50 — trading 6.9% above its estimated fair value. The current PEG Ratio is 1.26, which is 49% below median its 10-year median of 2.47 and 18.2% below the Banks industry median of 1.54. Riverbank Hldg Co's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Riverbank Hldg Co (RBNK), the current PEG Ratio is 1.26 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Riverbank Hldg Co (RBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Riverbank Hldg Co stock appears to be overvalued. The current stock price of $28.50 is trading 6.9% above its estimated GF Value™ of $26.66. GuruFocus considers Riverbank Hldg Co to be Fairly Valued.

Key valuation signals for RBNK:

  • PEG Ratio: 1.26 (49% below median its 10-year median of 2.47)
  • GF Value™: $26.66 vs. price of $28.50 (6.9% above fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 18.2% below the Banks median (#517 of 1231)

No single metric tells the full story. See the RBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Riverbank Hldg Co Business Description

Address 202 East Spokane Falls Boulevard, Suite 400, Spokane, WA, USA, 99202
Riverbank Hldg Co is a community bank. The Bank provides a full range of banking services to its commercial and consumer customers serving Spokane, Washington, and the Inland Northwest. The services provided by the bank are business lending, personal lending, SBA lending, digital banking, and other services.
62GF Score

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PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.50
Price
$26.66
GF Value