RBNK (Riverbank Hldg Co) LT-Debt-to-Total-Asset: 0.02 (As of Dec. 2025)


RBNK Riverbank Hldg Co RBNK
62 GF Score
Price $28.50
GF Value $26.66
! 4 Warning Signs
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What is Riverbank Hldg Co LT-Debt-to-Total-Asset?

Riverbank Hldg Co RBNK 62 LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus rates RBNK with a GF Score™ of 62/100 and a GF Value™ of $26.66. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Riverbank Hldg Co's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.02.

Riverbank Hldg Co's long-term debt to total assets ratio increased from Dec. 2023 (0.00) to Dec. 2025 (0.02). It may suggest that Riverbank Hldg Co is progressively becoming more dependent on debt to grow their business.

Riverbank Hldg Co  (OTCPK:RBNK) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Riverbank Hldg Co LT-Debt-to-Total-Asset Related Terms

Riverbank Hldg Co LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Riverbank Hldg Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riverbank Hldg Co LT-Debt-to-Total-Asset Chart

Riverbank Hldg Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.02

Riverbank Hldg Co Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.02
RBNK
62GF Score
Riverbank Hldg Co RBNK
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Riverbank Hldg Co LT-Debt-to-Total-Asset Calculation

Riverbank Hldg Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=5/292.759
=0.02

Riverbank Hldg Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=5/292.759
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Riverbank Hldg Co (RBNK) has a LT-Debt-to-Total-Asset of 0.02 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Riverbank Hldg Co and its competitors.
Is Riverbank Hldg Co's LT-Debt-to-Total-Asset too high?
Riverbank Hldg Co's current LT-Debt-to-Total-Asset is 0.02. Overall, Riverbank Hldg Co has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Riverbank Hldg Co's LT-Debt-to-Total-Asset compare to JFWV and WOBK?
Riverbank Hldg Co's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Riverbank Hldg Co and its competitors. Riverbank Hldg Co's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverbank Hldg Co stock overvalued right now?
Riverbank Hldg Co (RBNK) has a current LT-Debt-to-Total-Asset of 0.02. The stock's GF Value™ is $26.66, compared to a current price of $28.50 — trading 6.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Riverbank Hldg Co's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Riverbank Hldg Co (RBNK), the current LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Riverbank Hldg Co (RBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Riverbank Hldg Co stock appears to be overvalued. The current stock price of $28.50 is trading 6.9% above its estimated GF Value™ of $26.66.

Key valuation signals for RBNK:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: $26.66 vs. price of $28.50 (6.9% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the RBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Riverbank Hldg Co Business Description

Address 202 East Spokane Falls Boulevard, Suite 400, Spokane, WA, USA, 99202
Riverbank Hldg Co is a community bank. The Bank provides a full range of banking services to its commercial and consumer customers serving Spokane, Washington, and the Inland Northwest. The services provided by the bank are business lending, personal lending, SBA lending, digital banking, and other services.
62GF Score

Get the complete analysis for RBNK

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.50
Price
$26.66
GF Value