Republic Financial Hol (TRN:RFHL) Enterprise Value: TTD-8,467 Mil (As of Jul. 31, 2026) ***

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TRN:RFHL Republic Financial Hol Ltd TRN:RFHL
87 GF Score
Price TTD109.35
GF Value TTD128.50
Valuation Modestly Undervalued
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What is Republic Financial Hol Enterprise Value?

Republic Financial Hol TRN:RFHL +0.05% 87 Enterprise Value is TTD-8,467 Mil as of Jul. 31, 2026. GuruFocus rates TRN:RFHL with a GF Score™ of 87/100 and a GF Value™ of TTD128.50 (Modestly Undervalued).

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Republic Financial Hol's Enterprise Value is TTD-8,467 Mil. Republic Financial Hol's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was TTD7,980 Mil. Therefore, Republic Financial Hol's EV-to-Revenue ratio for today is -1.06.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Republic Financial Hol's Enterprise Value is TTD-8,467 Mil. Republic Financial Hol's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was TTD2,219 Mil. Therefore, Republic Financial Hol's EV-to-OCF ratio for today is -3.82.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Republic Financial Hol's Enterprise Value is TTD-8,467 Mil. Republic Financial Hol's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was TTD1,789 Mil. Therefore, Republic Financial Hol's EV-to-FCF ratio for today is -4.73.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Republic Financial Hol  (TRN:RFHL) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Republic Financial Hol's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-8467.077/7980
=-1.06

Republic Financial Hol's current Enterprise Value is TTD-8,467 Mil.
Republic Financial Hol's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was TTD7,980 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Republic Financial Hol's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-8467.077/2219
=-3.82

Republic Financial Hol's current Enterprise Value is TTD-8,467 Mil.
Republic Financial Hol's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was TTD2,219 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Republic Financial Hol's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-8467.077/1789
=-4.73

Republic Financial Hol's current Enterprise Value is TTD-8,467 Mil.
Republic Financial Hol's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was TTD1,789 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Republic Financial Hol Enterprise Value Related Terms


Republic Financial Hol Enterprise Value Historical Data

* Premium members only.

The historical data trend for Republic Financial Hol's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Financial Hol Enterprise Value Chart

Republic Financial Hol Annual Data
Trend Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only 8,344.87 12,415.51 9,724.85 9,136.07 8,088.46

Republic Financial Hol Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7,472.79 -5,454.73 8,088.46 -9,340.22 -9,011.25

TRN:RFHL vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Republic Financial Hol's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Financial Hol Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Republic Financial Hol's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Republic Financial Hol's Enterprise Value falls into.


TRN:RFHL
87GF Score
Republic Financial Hol Ltd TRN:RFHL
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Republic Financial Hol Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Republic Financial Hol's Enterprise Value for the fiscal year that ended in Sep. 2025 is calculated as

Republic Financial Hol's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of TTD-8,467 Mil mean?
Republic Financial Hol (TRN:RFHL) has a Enterprise Value of TTD-8,467 Mil as of Jul. 31, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Republic Financial Hol and its competitors.
Is Republic Financial Hol's Enterprise Value too high?
Republic Financial Hol's current Enterprise Value is TTD-8,467 Mil. Overall, Republic Financial Hol has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Republic Financial Hol's Enterprise Value compare to PNC and USB?
Republic Financial Hol's Enterprise Value of TTD-8,467 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Republic Financial Hol and its competitors. Republic Financial Hol's current Enterprise Value is TTD-8,467 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Financial Hol stock overvalued right now?
Based on GuruFocus' analysis, Republic Financial Hol (TRN:RFHL) is currently considered Modestly Undervalued. The stock's GF Value™ is TTD128.50, compared to a current price of TTD109.35 — trading 14.9% below its estimated fair value. The current Enterprise Value is TTD-8,467 Mil. Republic Financial Hol's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Republic Financial Hol (TRN:RFHL), the current Enterprise Value is TTD-8,467 Mil as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Financial Hol (TRN:RFHL) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Financial Hol stock appears to be undervalued. The current stock price of TTD109.35 is trading 14.9% below its estimated GF Value™ of TTD128.50. GuruFocus considers Republic Financial Hol to be Modestly Undervalued.

Key valuation signals for TRN:RFHL:

  • Enterprise Value: TTD-8,467 Mil
  • GF Value™: TTD128.50 vs. price of TTD109.35 (14.9% below fair value)
  • GF Score™: 87/100

No single metric tells the full story. See the TRN:RFHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Republic Financial Hol Business Description

Address 9-17 Park Street, Republic House, 4th Floor, West Indies, Port of Spain, TTO
Republic Financial Hol Ltd is a financial services group comprising several subsidiaries and associated companies. The company is engaged in providing a wide range of banking, financial, and related services to retail and commercial banking customers, corporate clients, and governments. It operates in two segments: retail and commercial banking, which generates maximum revenue, and other financial services. The company operates in the following geographical segments: Trinidad & Tobago, Barbados, Suriname, Eastern Caribbean, Guyana, Ghana, Cayman Islands, and the British Virgin Islands. It derives key revenue from its operations in Trinidad & Tobago.
87GF Score

Get the complete analysis for TRN:RFHL

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TTD109.35
Price
TTD128.50
GF Value