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Republic Financial HolTRN:RFHL +0.05%87 PS Ratio is 2.23 as of Jul. 31, 2026, which is 38% below its 10-year median of 3.60. GuruFocus rates TRN:RFHL with a GF Score™ of 87/100 and a GF Value™ of TTD128.50 (Modestly Undervalued). Among 1,516 Banks companies, Republic Financial Hol ranks better than 70.78% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Republic Financial Hol's share price is TTD109.35.
Republic Financial Hol's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was TTD49.08. Hence, Republic Financial Hol's PS Ratio for today is 2.23.
Good Sign:
Republic Financial Hol Ltd stock PS Ratio (=2.22) is close to 10-year low of 2.14.
The historical rank and industry rank for Republic Financial Hol's PS Ratio or its related term are showing as below:
TRN:RFHL'
s PS Ratio Range Over the Past 10 Years
Min: 2.14 Med: 3.6 Max: 4.24
Current: 2.23
During the past 9 years, Republic Financial Hol's highest PS Ratio was 4.24. The lowest was 2.14. And the median was 3.60.
TRN:RFHL's PS Ratio is ranked better than 70.78% of 1516
companies
in the Banks industry
Industry Median: 3.06
vs TRN:RFHL: 2.23
During the past 9 years, Republic Financial Hol's highest 3-Year average Revenue per Share Growth Rate was 8.00% per year. The lowest was 4.10% per year. And the median was 6.90% per year.
Republic Financial Hol (TRN:RFHL) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Republic Financial Hol's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Republic Financial Hol PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Republic Financial Hol's PS Ratio distribution charts can be found below:
* The bar in red indicates where Republic Financial Hol's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Republic Financial Hol's Share Price of today is TTD109.35. Republic Financial Hol's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was TTD49.08.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Republic Financial Hol (TRN:RFHL) has a PS Ratio of 2.23 as of Jul. 31, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Republic Financial Hol and its competitors. This is 38% below median its historical median of 3.60. Over the past decade, Republic Financial Hol's PS Ratio has ranged from 2.14 to 4.24. According to the industry distribution chart, Republic Financial Hol ranks #443 out of 1516 companies in the Banks industry, placing it in the top 29.2%.
Is Republic Financial Hol's PS Ratio too high?
Republic Financial Hol's current PS Ratio of 2.23 is 38% below median its 10-year median of 3.60. Over the past 10 years, this metric has ranged from a low of 2.14 to a high of 4.24. The Banks industry median PS Ratio is 3.06. Republic Financial Hol's value of 2.23 is 27.1% below this industry median. Based on the distribution chart, Republic Financial Hol ranks #443 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Republic Financial Hol has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Republic Financial Hol's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Republic Financial Hol ranks #443 out of 1516 companies for PS Ratio. This puts Republic Financial Hol in the upper half of its industry. The industry median PS Ratio is 3.06. Republic Financial Hol's value of 2.23 is 27.1% below this benchmark. Historically, Republic Financial Hol's own PS Ratio has ranged from 2.14 to 4.24 over the past decade. While the company's 10-year median is 3.60 vs. the industry median of 3.06, Republic Financial Hol has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Financial Hol's current PS Ratio of 2.23 is 27.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Republic Financial Hol and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Financial Hol's current PS Ratio is 2.23, which is 38% below median its own 10-year median of 3.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Financial Hol stock overvalued right now?
Based on GuruFocus' analysis, Republic Financial Hol (TRN:RFHL) is currently considered Modestly Undervalued. The stock's GF Value™ is TTD128.50, compared to a current price of TTD109.35 — trading 14.9% below its estimated fair value. The current PS Ratio is 2.23, which is 38% below median its 10-year median of 3.60 and 27.1% below the Banks industry median of 3.06. Republic Financial Hol's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Republic Financial Hol (TRN:RFHL), the current PS Ratio is 2.23 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Republic Financial Hol (TRN:RFHL) Overvalued in 2026?
Based on GuruFocus' analysis, Republic Financial Hol stock appears to be undervalued.
The current stock price of TTD109.35 is trading 14.9% below its estimated GF Value™ of TTD128.50.
GuruFocus considers Republic Financial Hol to be Modestly Undervalued.
Key valuation signals for TRN:RFHL:
PS Ratio: 2.23 (38% below median its 10-year median of 3.60)
GF Value™: TTD128.50 vs. price of TTD109.35 (14.9% below fair value)
Industry Position: 27.1% below the Banks median (#443 of 1516)
No single metric tells the full story. See the TRN:RFHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Republic Financial Hol Ltd is a financial services group comprising several subsidiaries and associated companies. The company is engaged in providing a wide range of banking, financial, and related services to retail and commercial banking customers, corporate clients, and governments. It operates in two segments: retail and commercial banking, which generates maximum revenue, and other financial services. The company operates in the following geographical segments: Trinidad & Tobago, Barbados, Suriname, Eastern Caribbean, Guyana, Ghana, Cayman Islands, and the British Virgin Islands. It derives key revenue from its operations in Trinidad & Tobago.
87GF Score
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