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Republic Financial HolTRN:RFHL +0.16%91 5-Year Yield-on-Cost % is 9.91 as of Aug. 16, 2026, which is 50% above its 10-year median of 6.62. GuruFocus rates TRN:RFHL with a GF Score™ of 91/100 and a GF Value™ of TTD127.53 (Modestly Undervalued). Among 1,252 Banks companies, Republic Financial Hol ranks better than 87.06% on this metric.
Republic Financial Hol's yield on cost for the quarter that ended in Jun. 2026 was 9.91.
The historical rank and industry rank for Republic Financial Hol's 5-Year Yield-on-Cost % or its related term are showing as below:
TRN:RFHL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.58 Med: 6.62 Max: 10.56
Current: 9.91
During the past 9 years, Republic Financial Hol's highest Yield on Cost was 10.56. The lowest was 3.58. And the median was 6.62.
TRN:RFHL's 5-Year Yield-on-Cost % is ranked better than 87.06% of 1252
companies
in the Banks industry
Industry Median: 3.795
vs TRN:RFHL: 9.91
Republic Financial Hol (TRN:RFHL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Republic Financial Hol 5-Year Yield-on-Cost % Related Terms
TRN:RFHL vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Republic Financial Hol's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Republic Financial Hol 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Republic Financial Hol's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Republic Financial Hol's 5-Year Yield-on-Cost % falls into.
Republic Financial Hol 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Republic Financial Hol (TRN:RFHL) has a 5-Year Yield-on-Cost % of 9.91 as of Aug. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Republic Financial Hol and its competitors. This is 50% above median its historical median of 6.62. Over the past decade, Republic Financial Hol's 5-Year Yield-on-Cost % has ranged from 3.58 to 10.56. According to the industry distribution chart, Republic Financial Hol ranks #162 out of 1252 companies in the Banks industry, placing it in the top 12.9%.
Is Republic Financial Hol's 5-Year Yield-on-Cost % too high?
Republic Financial Hol's current 5-Year Yield-on-Cost % of 9.91 is 50% above median its 10-year median of 6.62. Over the past 10 years, this metric has ranged from a low of 3.58 to a high of 10.56. The Banks industry median 5-Year Yield-on-Cost % is 3.80. Republic Financial Hol's value of 9.91 is 161.1% above this industry median. Based on the distribution chart, Republic Financial Hol ranks #162 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Republic Financial Hol has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Republic Financial Hol's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Republic Financial Hol ranks #162 out of 1252 companies for 5-Year Yield-on-Cost %. This places Republic Financial Hol in the top 13% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.80. Republic Financial Hol's value of 9.91 is 161.1% above this benchmark. Historically, Republic Financial Hol's own 5-Year Yield-on-Cost % has ranged from 3.58 to 10.56 over the past decade. While the company's 10-year median is 6.62 vs. the industry median of 3.80, Republic Financial Hol has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.80, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Financial Hol's current 5-Year Yield-on-Cost % of 9.91 is 161.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Republic Financial Hol and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Financial Hol's current 5-Year Yield-on-Cost % is 9.91, which is 50% above median its own 10-year median of 6.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Financial Hol stock overvalued right now?
Based on GuruFocus' analysis, Republic Financial Hol (TRN:RFHL) is currently considered Modestly Undervalued. The stock's GF Value™ is TTD127.53, compared to a current price of TTD110.18 — trading 13.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 9.91, which is 50% above median its 10-year median of 6.62 and 161.1% above the Banks industry median of 3.80. Republic Financial Hol's overall GF Score™ is 91/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Republic Financial Hol (TRN:RFHL), the current 5-Year Yield-on-Cost % is 9.91 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Republic Financial Hol (TRN:RFHL) Overvalued in 2026?
Based on GuruFocus' analysis, Republic Financial Hol stock appears to be undervalued.
The current stock price of TTD110.18 is trading 13.6% below its estimated GF Value™ of TTD127.53.
GuruFocus considers Republic Financial Hol to be Modestly Undervalued.
Key valuation signals for TRN:RFHL:
5-Year Yield-on-Cost %: 9.91 (50% above median its 10-year median of 6.62)
GF Value™: TTD127.53 vs. price of TTD110.18 (13.6% below fair value)
Industry Position: 161.1% above the Banks median (#162 of 1252)
No single metric tells the full story. See the TRN:RFHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Republic Financial Hol Ltd is a financial services group comprising several subsidiaries and associated companies. The company is engaged in providing a wide range of banking, financial, and related services to retail and commercial banking customers, corporate clients, and governments. It operates in two segments: retail and commercial banking, which generates maximum revenue, and other financial services. The company operates in the following geographical segments: Trinidad & Tobago, Barbados, Suriname, Eastern Caribbean, Guyana, Ghana, Cayman Islands, and the British Virgin Islands. It derives key revenue from its operations in Trinidad & Tobago.
91GF Score
Get the complete analysis for TRN:RFHL
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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