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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Republic Financial Hol's Enterprise Value is TTD-8,467 Mil.
Republic Financial Hol's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was TTD1,789 Mil. Therefore, Republic Financial Hol's EV-to-FCF for today is -4.73.
The historical rank and industry rank for Republic Financial Hol's EV-to-FCF or its related term are showing as below:
TRN:RFHL'
s EV-to-FCF Range Over the Past 10 Years
Min: -21.65 Med: -0.36 Max: 10.94
Current: -4.78
During the past 9 years, the highest EV-to-FCF of Republic Financial Hol was 10.94. The lowest was -21.65. And the median was -0.36.
TRN:RFHL's EV-to-FCF is ranked better than 95.8% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs TRN:RFHL: -4.78
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Republic Financial Hol (TRN:RFHL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Republic Financial Hol's PE Ratio (TTM) for today is calculated as:
Republic Financial Hol's share price for today is TTD109.35.
Republic Financial Hol's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was TTD13.805.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Republic Financial Hol's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Republic Financial Hol EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Republic Financial Hol's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Republic Financial Hol's EV-to-FCF falls into.
Republic Financial Hol's current Enterprise Value is TTD-8,467 Mil.
Republic Financial Hol's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was TTD1,789 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Republic Financial Hol (TRN:RFHL) has a EV-to-FCF of -4.73 as of Jul. 31, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Republic Financial Hol and its competitors. According to the industry distribution chart, Republic Financial Hol ranks #50 out of 1191 companies in the Banks industry, placing it in the top 4.2%.
Is Republic Financial Hol's EV-to-FCF too high?
Republic Financial Hol's current EV-to-FCF is -4.73. Based on the distribution chart, Republic Financial Hol ranks #50 out of 1191 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Republic Financial Hol has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Republic Financial Hol's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Republic Financial Hol ranks #50 out of 1191 companies for EV-to-FCF. This places Republic Financial Hol in the top 4% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Republic Financial Hol and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Financial Hol's current EV-to-FCF is -4.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Financial Hol stock overvalued right now?
Based on GuruFocus' analysis, Republic Financial Hol (TRN:RFHL) is currently considered Modestly Undervalued. The stock's GF Value™ is TTD128.50, compared to a current price of TTD109.35 — trading 14.9% below its estimated fair value. The current EV-to-FCF is -4.73. Republic Financial Hol's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Republic Financial Hol (TRN:RFHL), the current EV-to-FCF is -4.73 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Republic Financial Hol (TRN:RFHL) Overvalued in 2026?
Based on GuruFocus' analysis, Republic Financial Hol stock appears to be undervalued.
The current stock price of TTD109.35 is trading 14.9% below its estimated GF Value™ of TTD128.50.
GuruFocus considers Republic Financial Hol to be Modestly Undervalued.
Key valuation signals for TRN:RFHL:
EV-to-FCF: -4.73
GF Value™: TTD128.50 vs. price of TTD109.35 (14.9% below fair value)
No single metric tells the full story. See the TRN:RFHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Republic Financial Hol Ltd is a financial services group comprising several subsidiaries and associated companies. The company is engaged in providing a wide range of banking, financial, and related services to retail and commercial banking customers, corporate clients, and governments. It operates in two segments: retail and commercial banking, which generates maximum revenue, and other financial services. The company operates in the following geographical segments: Trinidad & Tobago, Barbados, Suriname, Eastern Caribbean, Guyana, Ghana, Cayman Islands, and the British Virgin Islands. It derives key revenue from its operations in Trinidad & Tobago.
87GF Score
Get the complete analysis for TRN:RFHL
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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