Republic Financial Hol (TRN:RFHL) Asset Turnover: 0.02 (As of Mar. 2026)

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TRN:RFHL Republic Financial Hol Ltd TRN:RFHL
87 GF Score
Price TTD109.35
GF Value TTD128.50
Valuation Modestly Undervalued
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What is Republic Financial Hol Asset Turnover?

Republic Financial Hol TRN:RFHL +0.05% 87 Asset Turnover is 0.02 as of Mar. 2026. GuruFocus rates TRN:RFHL with a GF Score™ of 87/100 and a GF Value™ of TTD128.50 (Modestly Undervalued).

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Republic Financial Hol's Revenue for the three months ended in Mar. 2026 was TTD2,002 Mil. Republic Financial Hol's Total Assets for the quarter that ended in Mar. 2026 was TTD132,381 Mil. Therefore, Republic Financial Hol's Asset Turnover for the quarter that ended in Mar. 2026 was 0.02.

Asset Turnover is linked to ROE % through Du Pont Formula. Republic Financial Hol's annualized ROE % for the quarter that ended in Mar. 2026 was 12.23%. It is also linked to ROA % through Du Pont Formula. Republic Financial Hol's annualized ROA % for the quarter that ended in Mar. 2026 was 1.43%.


Republic Financial Hol  (TRN:RFHL) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Republic Financial Hol's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1892/15464.5
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1892 / 8008)*(8008 / 132380.5)*(132380.5/ 15464.5)
=Net Margin %*Asset Turnover*Equity Multiplier
=23.63 %*0.0605*8.5603
=ROA %*Equity Multiplier
=1.43 %*8.5603
=12.23 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Republic Financial Hol's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=1892/132380.5
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1892 / 8008)*(8008 / 132380.5)
=Net Margin %*Asset Turnover
=23.63 %*0.0605
=1.43 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Republic Financial Hol Asset Turnover Related Terms


Republic Financial Hol Asset Turnover Historical Data

* Premium members only.

The historical data trend for Republic Financial Hol's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Financial Hol Asset Turnover Chart

Republic Financial Hol Annual Data
Trend Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only 0.05 0.06 0.06 0.06 0.06

Republic Financial Hol Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.02

TRN:RFHL vs PNC, USB: Asset Turnover Comparison

For the Banks - Regional subindustry, Republic Financial Hol's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Financial Hol Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Republic Financial Hol's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Republic Financial Hol's Asset Turnover falls into.


TRN:RFHL
87GF Score
Republic Financial Hol Ltd TRN:RFHL
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Republic Financial Hol Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Republic Financial Hol's Asset Turnover for the fiscal year that ended in Sep. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Sep. 2025 )/( (Total Assets (A: Sep. 2024 )+Total Assets (A: Sep. 2025 ))/ count )
=7679/( (118540+127132)/ 2 )
=7679/122836
=0.06

Republic Financial Hol's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=2002/( (131100+133661)/ 2 )
=2002/132380.5
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.02 mean?
Republic Financial Hol (TRN:RFHL) has a Asset Turnover of 0.02 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Republic Financial Hol and its competitors.
Is Republic Financial Hol's Asset Turnover too high?
Republic Financial Hol's current Asset Turnover is 0.02. Overall, Republic Financial Hol has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Republic Financial Hol's Asset Turnover compare to PNC and USB?
Republic Financial Hol's Asset Turnover of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Republic Financial Hol and its competitors. Republic Financial Hol's current Asset Turnover is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Financial Hol stock overvalued right now?
Based on GuruFocus' analysis, Republic Financial Hol (TRN:RFHL) is currently considered Modestly Undervalued. The stock's GF Value™ is TTD128.50, compared to a current price of TTD109.35 — trading 14.9% below its estimated fair value. The current Asset Turnover is 0.02. Republic Financial Hol's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Republic Financial Hol (TRN:RFHL), the current Asset Turnover is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Financial Hol (TRN:RFHL) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Financial Hol stock appears to be undervalued. The current stock price of TTD109.35 is trading 14.9% below its estimated GF Value™ of TTD128.50. GuruFocus considers Republic Financial Hol to be Modestly Undervalued.

Key valuation signals for TRN:RFHL:

  • Asset Turnover: 0.02
  • GF Value™: TTD128.50 vs. price of TTD109.35 (14.9% below fair value)
  • GF Score™: 87/100

No single metric tells the full story. See the TRN:RFHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Republic Financial Hol Business Description

Address 9-17 Park Street, Republic House, 4th Floor, West Indies, Port of Spain, TTO
Republic Financial Hol Ltd is a financial services group comprising several subsidiaries and associated companies. The company is engaged in providing a wide range of banking, financial, and related services to retail and commercial banking customers, corporate clients, and governments. It operates in two segments: retail and commercial banking, which generates maximum revenue, and other financial services. The company operates in the following geographical segments: Trinidad & Tobago, Barbados, Suriname, Eastern Caribbean, Guyana, Ghana, Cayman Islands, and the British Virgin Islands. It derives key revenue from its operations in Trinidad & Tobago.
87GF Score

Get the complete analysis for TRN:RFHL

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TTD109.35
Price
TTD128.50
GF Value