Republic Financial Hol (TRN:RFHL) LT-Debt-to-Total-Asset: 0.01 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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TRN:RFHL Republic Financial Hol Ltd TRN:RFHL
87 GF Score
Price TTD109.35
GF Value TTD128.50
Valuation Modestly Undervalued
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What is Republic Financial Hol LT-Debt-to-Total-Asset?

Republic Financial Hol TRN:RFHL +0.05% 87 LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus rates TRN:RFHL with a GF Score™ of 87/100 and a GF Value™ of TTD128.50 (Modestly Undervalued).

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Republic Financial Hol's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.01.

Republic Financial Hol's long-term debt to total assets ratio stayed the same from Mar. 2025 (0.01) to Mar. 2026 (0.01).

Republic Financial Hol  (TRN:RFHL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Republic Financial Hol LT-Debt-to-Total-Asset Related Terms

Republic Financial Hol LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Republic Financial Hol's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Financial Hol LT-Debt-to-Total-Asset Chart

Republic Financial Hol Annual Data
Trend Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only 0.06 0.06 0.05 0.04 0.04

Republic Financial Hol Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.04 0.01 0.01
TRN:RFHL
87GF Score
Republic Financial Hol Ltd TRN:RFHL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Republic Financial Hol LT-Debt-to-Total-Asset Calculation

Republic Financial Hol's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Sep. 2025 is calculated as

LT Debt to Total Assets (A: Sep. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Sep. 2025 )/Total Assets (A: Sep. 2025 )
=5622/127132
=0.04

Republic Financial Hol's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1045/133661
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.01 mean?
Republic Financial Hol (TRN:RFHL) has a LT-Debt-to-Total-Asset of 0.01 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Republic Financial Hol and its competitors.
Is Republic Financial Hol's LT-Debt-to-Total-Asset too high?
Republic Financial Hol's current LT-Debt-to-Total-Asset is 0.01. Overall, Republic Financial Hol has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Republic Financial Hol's LT-Debt-to-Total-Asset compare to PNC and USB?
Republic Financial Hol's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Republic Financial Hol and its competitors. Republic Financial Hol's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Financial Hol stock overvalued right now?
Based on GuruFocus' analysis, Republic Financial Hol (TRN:RFHL) is currently considered Modestly Undervalued. The stock's GF Value™ is TTD128.50, compared to a current price of TTD109.35 — trading 14.9% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. Republic Financial Hol's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Republic Financial Hol (TRN:RFHL), the current LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Financial Hol (TRN:RFHL) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Financial Hol stock appears to be undervalued. The current stock price of TTD109.35 is trading 14.9% below its estimated GF Value™ of TTD128.50. GuruFocus considers Republic Financial Hol to be Modestly Undervalued.

Key valuation signals for TRN:RFHL:

  • LT-Debt-to-Total-Asset: 0.01
  • GF Value™: TTD128.50 vs. price of TTD109.35 (14.9% below fair value)
  • GF Score™: 87/100

No single metric tells the full story. See the TRN:RFHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Republic Financial Hol Business Description

Address 9-17 Park Street, Republic House, 4th Floor, West Indies, Port of Spain, TTO
Republic Financial Hol Ltd is a financial services group comprising several subsidiaries and associated companies. The company is engaged in providing a wide range of banking, financial, and related services to retail and commercial banking customers, corporate clients, and governments. It operates in two segments: retail and commercial banking, which generates maximum revenue, and other financial services. The company operates in the following geographical segments: Trinidad & Tobago, Barbados, Suriname, Eastern Caribbean, Guyana, Ghana, Cayman Islands, and the British Virgin Islands. It derives key revenue from its operations in Trinidad & Tobago.
87GF Score

Get the complete analysis for TRN:RFHL

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TTD109.35
Price
TTD128.50
GF Value