Republic Financial Hol (TRN:RFHL) Dividend Yield %: 5.49% (As of Jul. 31, 2026) — 51% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TRN:RFHL Republic Financial Hol Ltd TRN:RFHL
87 GF Score
Price TTD109.35
GF Value TTD128.50
Valuation Modestly Undervalued
View Full Analysis

What is Republic Financial Hol Dividend Yield %?

Republic Financial Hol TRN:RFHL +0.05% 87 Dividend Yield % is 5.49% as of Jul. 31, 2026, which is 51% above its 10-year median of 3.64. GuruFocus rates TRN:RFHL with a GF Score™ of 87/100 and a GF Value™ of TTD128.50 (Modestly Undervalued). Among 1,251 Banks companies, Republic Financial Hol ranks better than 82.17% on this metric.

As of today (2026-07-31), the Trailing Annual Dividend Yield of Republic Financial Hol is 5.49%.

Good Sign:

Republic Financial Hol Ltd stock Dividend Yield % is close to 10-year high.

The historical rank and industry rank for Republic Financial Hol's Dividend Yield % or its related term are showing as below:

TRN:RFHL' s Dividend Yield % Range Over the Past 10 Years
Min: 1.97   Med: 3.64   Max: 5.81
Current: 5.49

During the past 9 years, the highest Dividend Yield of Republic Financial Hol was 5.81%. The lowest was 1.97%. And the median was 3.64%.

TRN:RFHL's Dividend Yield % is ranked better than
82.17% of 1251 companies
in the Banks industry
Industry Median: 2.99 vs TRN:RFHL: 5.49

Republic Financial Hol's Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.19.

During the past 9 years, the highest Dividend Payout Ratio of Republic Financial Hol was 0.63. The lowest was 0.37. And the median was 0.45.

As of today (2026-07-31), the Forward Dividend Yield % of Republic Financial Hol is 2.19%.

Republic Financial Hol's Dividends per Share for the three months ended in Mar. 2026 was TTD0.55.

During the past 12 months, Republic Financial Hol's average Dividends Per Share Growth Rate was 5.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 12.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 12.70% per year.

During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Republic Financial Hol was 26.30% per year. The lowest was -11.00% per year. And the median was 1.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Republic Financial Hol  (TRN:RFHL) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Republic Financial Hol Dividend Yield % Related Terms


Republic Financial Hol Dividend Yield % Historical Data

* Premium members only.

The historical data trend for Republic Financial Hol's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Financial Hol Dividend Yield % Chart

Republic Financial Hol Annual Data
Trend Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only 2.27 2.89 3.76 5.58 5.35

Republic Financial Hol Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.04 5.09 5.35 5.79 5.66

TRN:RFHL vs PNC, USB: Dividend Yield % Comparison

For the Banks - Regional subindustry, Republic Financial Hol's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Financial Hol Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Republic Financial Hol's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Republic Financial Hol's Dividend Yield % falls into.


TRN:RFHL
87GF Score
Republic Financial Hol Ltd TRN:RFHL
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Republic Financial Hol Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Republic Financial Hol Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
TTD 0.6000002026-05-142026-05-152026-05-28Cash DividendquarterlyTTD:TTD 1.000000
TTD 0.5500002026-02-122026-02-132026-02-27Cash DividendquarterlyTTD:TTD 1.000000
TTD 3.8500002025-11-202025-11-212025-12-05Cash DividendquarterlyTTD:TTD 1.000000
TTD 1.0000002025-08-142025-08-152025-08-29Cash DividendquarterlyTTD:TTD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Republic Financial Hol's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=6/109.35
=5.49 %

Current Share Price is TTD109.35.
Republic Financial Hol's Dividends per Share for the trailing twelve months (TTM) ended in Today is TTD6.

Republic Financial Hol's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=2.4/109.35
=2.19 %

Current Share Price is TTD109.35.
Republic Financial Hol's Dividends per Share for the forward twelve months is calculated as TTD0.6 * 4 = TTD2.4.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 5.49% mean?
Republic Financial Hol (TRN:RFHL) has a Dividend Yield % of 5.49% as of Jul. 31, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Republic Financial Hol and its competitors. This is 51% above median its historical median of 3.64. Over the past decade, Republic Financial Hol's Dividend Yield % has ranged from 1.97 to 5.81. According to the industry distribution chart, Republic Financial Hol ranks #223 out of 1251 companies in the Banks industry, placing it in the top 17.8%.
Is Republic Financial Hol's Dividend Yield % too high?
Republic Financial Hol's current Dividend Yield % of 5.49% is 51% above median its 10-year median of 3.64. Over the past 10 years, this metric has ranged from a low of 1.97 to a high of 5.81. The Banks industry median Dividend Yield % is 2.99. Republic Financial Hol's value of 5.49% is 83.6% above this industry median. Based on the distribution chart, Republic Financial Hol ranks #223 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Republic Financial Hol has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Republic Financial Hol's Dividend Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Republic Financial Hol ranks #223 out of 1251 companies for Dividend Yield %. This places Republic Financial Hol in the top 18% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 2.99. Republic Financial Hol's value of 5.49% is 83.6% above this benchmark. Historically, Republic Financial Hol's own Dividend Yield % has ranged from 1.97 to 5.81 over the past decade. While the company's 10-year median is 3.64 vs. the industry median of 2.99, Republic Financial Hol has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.99, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Financial Hol's current Dividend Yield % of 5.49% is 83.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Republic Financial Hol and its competitors. For the Banks industry, the median Dividend Yield % is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Financial Hol's current Dividend Yield % is 5.49%, which is 51% above median its own 10-year median of 3.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Financial Hol stock overvalued right now?
Based on GuruFocus' analysis, Republic Financial Hol (TRN:RFHL) is currently considered Modestly Undervalued. The stock's GF Value™ is TTD128.50, compared to a current price of TTD109.35 — trading 14.9% below its estimated fair value. The current Dividend Yield % is 5.49%, which is 51% above median its 10-year median of 3.64 and 83.6% above the Banks industry median of 2.99. Republic Financial Hol's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Republic Financial Hol (TRN:RFHL), the current Dividend Yield % is 5.49% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Financial Hol (TRN:RFHL) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Financial Hol stock appears to be undervalued. The current stock price of TTD109.35 is trading 14.9% below its estimated GF Value™ of TTD128.50. GuruFocus considers Republic Financial Hol to be Modestly Undervalued.

Key valuation signals for TRN:RFHL:

  • Dividend Yield %: 5.49% (51% above median its 10-year median of 3.64)
  • GF Value™: TTD128.50 vs. price of TTD109.35 (14.9% below fair value)
  • GF Score™: 87/100
  • Industry Position: 83.6% above the Banks median (#223 of 1251)

No single metric tells the full story. See the TRN:RFHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Republic Financial Hol Business Description

Address 9-17 Park Street, Republic House, 4th Floor, West Indies, Port of Spain, TTO
Republic Financial Hol Ltd is a financial services group comprising several subsidiaries and associated companies. The company is engaged in providing a wide range of banking, financial, and related services to retail and commercial banking customers, corporate clients, and governments. It operates in two segments: retail and commercial banking, which generates maximum revenue, and other financial services. The company operates in the following geographical segments: Trinidad & Tobago, Barbados, Suriname, Eastern Caribbean, Guyana, Ghana, Cayman Islands, and the British Virgin Islands. It derives key revenue from its operations in Trinidad & Tobago.
87GF Score

Get the complete analysis for TRN:RFHL

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TTD109.35
Price
TTD128.50
GF Value