Republic Financial Hol (TRN:RFHL) Dividend Payout Ratio: 0.19 (As of Mar. 2026) — 58% Below Median

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TRN:RFHL Republic Financial Hol Ltd TRN:RFHL
87 GF Score
Price TTD109.35
GF Value TTD128.52
Valuation Modestly Undervalued
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What is Republic Financial Hol Dividend Payout Ratio?

Republic Financial Hol TRN:RFHL +0.05% 87 Dividend Payout Ratio is 0.19 as of Mar. 2026, which is 58% below its 10-year median of 0.45. GuruFocus rates TRN:RFHL with a GF Score™ of 87/100 and a GF Value™ of TTD128.52 (Modestly Undervalued). Among 1,173 Banks companies, Republic Financial Hol ranks worse than 69.65% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Republic Financial Hol's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.19.

The historical rank and industry rank for Republic Financial Hol's Dividend Payout Ratio or its related term are showing as below:

TRN:RFHL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.37   Med: 0.45   Max: 0.63
Current: 0.45

During the past 9 years, the highest Dividend Payout Ratio of Republic Financial Hol was 0.63. The lowest was 0.37. And the median was 0.45.

TRN:RFHL's Dividend Payout Ratio is ranked worse than
69.65% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs TRN:RFHL: 0.45

As of today (2026-08-01), the Dividend Yield % of Republic Financial Hol is 5.49%.

During the past 9 years, the highest Trailing Annual Dividend Yield of Republic Financial Hol was 5.81%. The lowest was 1.97%. And the median was 3.64%.

Republic Financial Hol's Dividends per Share for the months ended in Mar. 2026 was TTD0.55.

During the past 12 months, Republic Financial Hol's average Dividends Per Share Growth Rate was 5.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 12.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 12.70% per year.

During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Republic Financial Hol was 26.30% per year. The lowest was -11.00% per year. And the median was 1.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Republic Financial Hol (TRN:RFHL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Republic Financial Hol Dividend Payout Ratio Related Terms

Republic Financial Hol Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Republic Financial Hol's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Financial Hol Dividend Payout Ratio Chart

Republic Financial Hol Annual Data
Trend Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only 0.39 0.43 0.37 0.50 0.44

Republic Financial Hol Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.20 0.27 1.05 0.19

TRN:RFHL vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Republic Financial Hol's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Republic Financial Hol Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Republic Financial Hol's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Republic Financial Hol's Dividend Payout Ratio falls into.


TRN:RFHL
87GF Score
Republic Financial Hol Ltd TRN:RFHL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Republic Financial Hol Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Republic Financial Hol's Dividend Payout Ratio for the fiscal year that ended in Sep. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Sep. 2025 )/ EPS without NRI (A: Sep. 2025 )
=5.7/ 13.032
=0.44

Republic Financial Hol's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.55/ 2.912
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.19 mean?
Republic Financial Hol (TRN:RFHL) has a Dividend Payout Ratio of 0.19 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Republic Financial Hol and its competitors. This is 58% below median its historical median of 0.45. Over the past decade, Republic Financial Hol's Dividend Payout Ratio has ranged from 0.37 to 0.63. According to the industry distribution chart, Republic Financial Hol ranks #817 out of 1173 companies in the Banks industry, placing it in the top 69.7%.
Is Republic Financial Hol's Dividend Payout Ratio too high?
Republic Financial Hol's current Dividend Payout Ratio of 0.19 is 58% below median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.63. The Banks industry median Dividend Payout Ratio is 0.32. Republic Financial Hol's value of 0.19 is 40.6% below this industry median. Based on the distribution chart, Republic Financial Hol ranks #817 out of 1173 companies in the Banks industry, which is below the industry midpoint. Overall, Republic Financial Hol has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Republic Financial Hol's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Republic Financial Hol ranks #817 out of 1173 companies for Dividend Payout Ratio. This places Republic Financial Hol in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Republic Financial Hol's value of 0.19 is 40.6% below this benchmark. Historically, Republic Financial Hol's own Dividend Payout Ratio has ranged from 0.37 to 0.63 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 0.32, Republic Financial Hol has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Financial Hol's current Dividend Payout Ratio of 0.19 is 40.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Republic Financial Hol and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Financial Hol's current Dividend Payout Ratio is 0.19, which is 58% below median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Financial Hol stock overvalued right now?
Based on GuruFocus' analysis, Republic Financial Hol (TRN:RFHL) is currently considered Modestly Undervalued. The stock's GF Value™ is TTD128.52, compared to a current price of TTD109.35 — trading 14.9% below its estimated fair value. The current Dividend Payout Ratio is 0.19, which is 58% below median its 10-year median of 0.45 and 40.6% below the Banks industry median of 0.32. Republic Financial Hol's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Republic Financial Hol (TRN:RFHL), the current Dividend Payout Ratio is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Financial Hol (TRN:RFHL) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Financial Hol stock appears to be undervalued. The current stock price of TTD109.35 is trading 14.9% below its estimated GF Value™ of TTD128.52. GuruFocus considers Republic Financial Hol to be Modestly Undervalued.

Key valuation signals for TRN:RFHL:

  • Dividend Payout Ratio: 0.19 (58% below median its 10-year median of 0.45)
  • GF Value™: TTD128.52 vs. price of TTD109.35 (14.9% below fair value)
  • GF Score™: 87/100
  • Industry Position: 40.6% below the Banks median (#817 of 1173)

No single metric tells the full story. See the TRN:RFHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Republic Financial Hol Business Description

Address 9-17 Park Street, Republic House, 4th Floor, West Indies, Port of Spain, TTO
Republic Financial Hol Ltd is a financial services group comprising several subsidiaries and associated companies. The company is engaged in providing a wide range of banking, financial, and related services to retail and commercial banking customers, corporate clients, and governments. It operates in two segments: retail and commercial banking, which generates maximum revenue, and other financial services. The company operates in the following geographical segments: Trinidad & Tobago, Barbados, Suriname, Eastern Caribbean, Guyana, Ghana, Cayman Islands, and the British Virgin Islands. It derives key revenue from its operations in Trinidad & Tobago.
87GF Score

Get the complete analysis for TRN:RFHL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TTD109.35
Price
TTD128.52
GF Value