Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Trust Bank's Enterprise Value is GHS240.0 Mil.
Trust Bank's Revenue for the trailing twelve months (TTM) ended in Dec. 2023 was GHS160.9 Mil. Therefore, Trust Bank's EV-to-Revenue ratio for today is 1.49.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Trust Bank's Enterprise Value is GHS240.0 Mil.
Trust Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was GHS104.6 Mil. Therefore, Trust Bank's EV-to-FCF ratio for today is 2.29.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Trust Bank (XGHA:TBL) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
Trust Bank's current Enterprise Value is GHS240.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Trust Bank's Revenue for the trailing twelve months (TTM) ended in Dec. 2023 was GHS160.9 Mil.
Trust Bank's current Enterprise Value is GHS240.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Trust Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2023 was GHS140.1 Mil.
Trust Bank's current Enterprise Value is GHS240.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Trust Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was GHS104.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trust Bank Enterprise Value Related Terms
Trust Bank Enterprise Value Historical Data
* Premium members only.
The historical data trend for Trust Bank's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:TBL vs PNC, USB, NU: Enterprise Value Comparison
For the Banks - Regional subindustry, Trust Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trust Bank Enterprise Value vs Banks Industry
For the Banks industry and Financial Services sector, Trust Bank's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Trust Bank's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Trust Bank's Enterprise Value for the fiscal year that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of GHS240.0 Mil mean?
Trust Bank (XGHA:TBL) has a Enterprise Value of GHS240.0 Mil as of Jul. 02, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Trust Bank and its competitors.
Is Trust Bank's Enterprise Value too high?
Trust Bank's current Enterprise Value is GHS240.0 Mil. Overall, Trust Bank has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Trust Bank's Enterprise Value compare to PNC and USB?
Trust Bank's Enterprise Value of GHS240.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Trust Bank and its competitors. Trust Bank's current Enterprise Value is GHS240.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Bank stock overvalued right now?
Trust Bank (XGHA:TBL) has a current Enterprise Value of GHS240.0 Mil. The current Enterprise Value is GHS240.0 Mil. Trust Bank's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Trust Bank (XGHA:TBL), the current Enterprise Value is GHS240.0 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Trust Bank Ltd is engaged in providing commercial banking services. Its activities include receiving deposits, provision of loans, a system of payments and clearing, dealing in financial instruments of the money market, foreign currencies exchange services, providing banking information, performing mortgage activities and others. The company's only reportable segment is the provision of banking and related services.
13GF Score
Get the complete analysis for XGHA:TBL
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XGHA:TBL has been successfully added to your 
