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Trust Bank (XGHA:TBL) PB Ratio : 0.57 (As of Mar. 24, 2025)


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What is Trust Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-03-24), Trust Bank's share price is GHS0.83. Trust Bank's Book Value per Share for the quarter that ended in Dec. 2023 was GHS1.46. Hence, Trust Bank's PB Ratio of today is 0.57.

Good Sign:

Trust Bank Ltd stock PB Ratio (=0.57) is close to 2-year low of 0.56

The historical rank and industry rank for Trust Bank's PB Ratio or its related term are showing as below:

XGHA:TBL' s PB Ratio Range Over the Past 10 Years
Min: 0.16   Med: 0.41   Max: 0.68
Current: 0.57

During the past 13 years, Trust Bank's highest PB Ratio was 0.68. The lowest was 0.16. And the median was 0.41.

XGHA:TBL's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.93 vs XGHA:TBL: 0.57

During the past 12 months, Trust Bank's average Book Value Per Share Growth Rate was 13.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 18.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 10.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Trust Bank was 25.90% per year. The lowest was -0.60% per year. And the median was 14.60% per year.

Back to Basics: PB Ratio


Trust Bank PB Ratio Historical Data

The historical data trend for Trust Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Trust Bank PB Ratio Chart

Trust Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.46 0.39 0.29 0.62 0.56

Trust Bank Semi-Annual Data
Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.39 0.29 0.62 0.56

Competitive Comparison of Trust Bank's PB Ratio

For the Banks - Regional subindustry, Trust Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Trust Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Trust Bank's PB Ratio falls into.



Trust Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Trust Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=0.83/1.463
=0.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Trust Bank  (XGHA:TBL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Trust Bank PB Ratio Related Terms

Thank you for viewing the detailed overview of Trust Bank's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Trust Bank Business Description

Traded in Other Exchanges
N/A
Address
3-4 Ecowas Avenue, P.O. Box 1018, Banjul, GMB
Trust Bank Ltd is engaged in providing commercial banking services. Its activities include receiving deposits, provision of loans, a system of payments and clearing, dealing in financial instruments of the money market, foreign currencies exchange services, providing banking information, performing mortgage activities and others. The company's only reportable segment is the provision of banking and related services.

Trust Bank Headlines

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